3271 MCMATH DRIVE, Palm Harbor, FL, 34684
About This Home
BEAUTIFULLY UPDATED, HIIGHLAND LAKES 2BD/2BA, 1,332 SQ FT VILLA with a SPACIOUS GARAGE in the highly sought-after 55+ Highland Lakes community of Palm Harbor. This home boasts great curb appeal, highlighted by an expanded front walkway, an oversized front patio designed for outdoor enjoyment with a remote-controlled Sunbrella retractable awning, creating the perfect year-round space to relax and entertain. Inside, this pristine residence showcases top-of-the-line upgrades throughout. The updated kitchen features premium cabinetry, quality appliances, and thoughtful finishes designed for both style and functionality. The spacious primary suite includes an enlarged custom closet and tastefully upgraded primary ensuite bath. The guest bedroom offers the added convenience of a Murphy bed for flexible living to use as you wish. Remote-controlled window coverings throughout the home add both comfort and sophistication. The enclosed air-conditioned lanai provides additional living space ideal for entertaining, reading, or enjoying the Florida lifestyle in any season. 2018 HVAC, 2024 EATON CIRCUIT BREAKER. Highland Lakes is one of Pinellas County’s premier active adult communities, known for its resort-style amenities and vibrant social atmosphere. Residents enjoy unlimited golf on three executive 9-hole golf courses with greens fees included in the HOA. The community also features tennis courts, pickleball, shuffleboard, bocce ball, arts and crafts studios, a woodworking shop, interactive theater productions, two heated community pools, and two clubhouses offering an abundance of clubs, activities, dinners, dances, and social events. One of the community’s most unique features is access to beautiful Lake Tarpon, where residents can enjoy pontoon boat rides, lake excursions, and even trips to the popular Tarpon Turtle waterfront restaurant. Boat and RV storage is also available onsite. Goolf Carts OK. Conveniently located near Gulf beaches, shopping, restaurants, parks, and Tampa International Airport, this exceptional villa offers the perfect blend of luxury upgrades, low-maintenance living, and an unmatched active Florida lifestyle. Rarely does a home and community come together so perfectly—this is truly a one-of-a-kind opportunity! Schedule your showing Today before it's gone!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1983
Materials
- Foundation: Slab
- Roof: Other
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Villa
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
- Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 152.64
- Dimensions: 10.6x14.4
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,Walk-In Closet(s)
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,332
- Total interior livable area: 1,332 sqft
Kitchen
- Level: First
- Area: 96
- Dimensions: 8x12
Living Room
- Features: Coat Closet
- Level: First
- Area: 406
- Dimensions: 14x29
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 165
- Dimensions: 11x15
Property
Details
- Parcel number: 052816389060001030
- Zoning: RPD-7.5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Awning(s)
- Waterfront features: Lake,Lake Privileges
- Waterbody name: LAKE TARPON
Lot
- Lot size: 3,855 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,960 | $23,520 |
| Home Insurance * | $429 | $5,148 |
| Property Taxes | $510 | $6,120 |
| Electricity | $197 | $2,366 |
| Total | $3,096 | $37,152 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $387,700 |
| 2026-06-04 | Listed for sale | $392,700 |
| 2025-07-07 | Sold | $369,000 |
| 2025-06-08 | Pending sale | $369,000 |
| 2025-06-05 | Listed for sale | $369,000 |
| 2024-06-25 | Sold | $340,000 |
| 2024-06-04 | Pending sale | $349,500 |
| 2024-06-02 | Price change | $349,500 |
| 2024-05-06 | Price change | $359,500 |
| 2024-04-22 | Listed for sale | $369,500 |
| 2016-04-06 | Sold | $175,000 |
| 2002-01-29 | Sold | $113,500 |
View on Zillow