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797 45th Ave NE, Saint Petersburg, FL, 33703

4beds
3baths
2,100sqft
$1,365,000
$650price/sqft
$11,451/moest. monthly cost
$458,040/yrincome needed

About This Home

4 Bed | 3 Bath | 2-Car Garage — Bright waterfront block home offering a split floor plan with hurricane windows/doors and a newer roof (2023).Enjoy enhanced comfort with three separate high-efficiency, ultra-quiet A/C zones.The open-concept living area features 10-foot ceilings and a striking gas fireplace with a stone mantel. The great room is complemented by its own dedicated A/C system for optimal comfort.The chef’s kitchen is a true centerpiece, highlighted by a 6' x 11' waterfall quartz island, premium KitchenAid appliances, double dishwashers, a bar fridge, and a state-of-the-art 5-burner induction cooktop.The thoughtfully designed split layout offers a private primary suite with its own A/C system, walk-in closet, spacious shower, dual vanities, and a separate water closet. On the opposite side, three additional bedrooms and two bathrooms are serviced by a dedicated A/C zone. All bathrooms are finished with elegant marble tile.Step outside to an expansive terrace featuring over 1,500 sq ft of marble decking surrounding a sleek new pool.Boating enthusiasts will appreciate 75 feet of water frontage, including a new 45 linear feet of composite dock, a 12,000 lb boat lift, and convenient access to Tampa Bay. The 40th Ave NE bridge provides approximately 13 feet of clearance for navigation to open water. Enjoy frequent visits from manatees and dolphins right from your backyard.Conveniently located near Whole Foods, Publix, Trader Joe’s, Fresh Market, and Rollin’ Oats, as well as top private schools including Shorecrest, Canterbury, and St. Raphael’s.Schedule your private showing today and experience waterfront living at its finest—this exceptional property won’t last long. Owner is the listing agent.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
3/10
Meadowlawn Middle SchoolGrades 6-82.2 mi
5/10
Northeast High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Cooktop,Dishwasher,Disposal,Dryer,Freezer,Gas Water Heater,Microwave,Range Hood,Refrigerator,Washer
  • Laundry features: In Garage

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Porcelain Tile
  • Fireplace features: Gas,Ventless
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,577
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 266
  • Dimensions: 19x14

Property

Details

  • Parcel number: 053117192780020080
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Exterior features: Garden,Irrigation System
  • Has view: Yes
  • View description: Pool,Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Lift,No Wake Zone,Seawall

Lot

  • Lot size: 8,642 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,902$82,824
Home Insurance *$2,100$25,200
Property Taxes $2,238$26,856
Electricity $211$2,536
Total$11,451$137,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,605/yr
40% on housing$343,530/yr
45% on housing$305,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$650This listing

vs Other Active Listings

Avg $/sqft

ZIP 33703$387
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33703$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,395,000
2024-04-09Sold$1,010,000
2024-03-03Pending sale$1,050,000
2024-03-01Listed for sale$1,050,000
1996-05-23Sold$135,000

For Sale by Agent

AgentBruno Lapeyre
BrokerageLOKATION

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