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4833 Windmill Palm Ter NE, Saint Petersburg, FL, 33703

3beds
2baths
2,517sqft
$1,199,900
$477price/sqft
$9,894/moest. monthly cost
$395,760/yrincome needed

About This Home

Gorgeous, fully renovated estate home in the guard-gated community of Placido Bayou offers an open floor plan, soaring vaulted ceilings, and expansive pool views throughout. Currently configured as a spacious 2-bedroom, 2-bath double primary suite home with a dedicated home office, this flexible layout can easily be converted back to a 3- or 4-bedroom residence to suit your needs. Meticulously updated, the home features travertine floors, designer bathrooms with walk-in showers and a soaking tub, expanded walk-in closets, two fireplaces, and a stunning chef’s kitchen with quartz countertops, oversized refrigerator and freezer, double ovens, warming drawer, dishwasher, and gas cooktop. Formal living and dining rooms flow seamlessly into a sun-filled family room with gas fireplace and an open-concept eat-in kitchen with a separate breakfast nook—ideal for everyday living and effortless entertaining. Enjoy true indoor-outdoor Florida living with wide views of the salt-filtered PebbleTec pool by Sekas Custom Pools. The oversized 3-car garage provides ample space for vehicles, storage, and recreational equipment. Major upgrades include a newer tile roof (2017), all GE Monogram and Cafe appliances (2018), Rheem 5-ton 17-SEER HVAC system with all new ductwork (2017), 80-gallon solar hot water heater, solar attic fan (2017), and LifeSource whole-house water filtration system (2024). Placido Bayou is a lush, preserve-style waterfront community known for its sparkling lakes, mature landscaping, wildlife, walkability, and 24-hour guard-gated security. Ideally located just minutes from vibrant downtown St. Petersburg, with easy access to top dining, shopping, parks, and major highways.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
3/10
Meadowlawn Middle SchoolGrades 6-82.3 mi
5/10
Northeast High SchoolGrades PK,9-122.3 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Kitchen Reverse Osmosis System,Microwave,Refrigerator,Solar Hot Water,Solar Hot Water Owned,Touchless Faucet,Washer,Water Filtration System,Water Purifier,Whole House R.O. System
  • Laundry features: Inside,Laundry Room

Bathroom1

  • Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Shower No Tub,Split Vanities,Stone Counters
  • Level: First

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Dining Room

  • Level: First
  • Area: 170
  • Dimensions: 17x10

Family Room

  • Level: First
  • Area: 288
  • Dimensions: 18x16

Features

  • Attic Fan,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Dry Bar,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: French Doors,Outdoor Grill,Sliding Doors
  • Window features: Window Treatments
  • Flooring: Travertine
  • Fireplace features: Electric,Family Room,Gas,Insert,Living Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,293
  • Total interior livable area: 2,517 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Living Room

  • Level: First
  • Area: 256
  • Dimensions: 16x16

Primary Bathroom

  • Features: Bath With Whirlpool,Bidet,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Exhaust Fan,Makeup/Vanity Space,Multiple Shower Heads,Rain Shower Head,Split Vanities,Stone Counters,Tall Countertops,Tub with Separate Shower Stall,Window/Skylight in Bath,Walk-In Closet(s)
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 276
  • Dimensions: 12x23

Property

Details

  • Parcel number: 053117719200020200
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,In Ground,Salt Water
  • Exterior features: Irrigation System,Lighting,Outdoor Grill,Private Entrance,Private Mailbox,Rain Gutters,Sidewalk,Sprinkler Metered

Lot

  • Lot size: 7,475 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$1,846$22,152
Property Taxes $1,728$20,736
Electricity $253$3,039
Total$9,894$118,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,222/yr
40% on housing$296,820/yr
45% on housing$263,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 33703$389
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33703$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$1,249,900
2026-03-01Listed for sale$1,299,900
2018-07-05Sold$586,500
2018-04-07Pending sale$625,000
2018-03-31Listed for sale$625,000
2008-11-07Sold$392,000
2000-04-27Sold$292,000
1998-06-29Sold$220,000
1995-02-27Sold$52,900

For Sale by Agent

AgentJohn William Barger, III
BrokerageBARGER REAL ESTATE

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