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4200 Beach Dr SE, Saint Petersburg, FL, 33705

3beds
2baths
1,784sqft
$1,145,000
$642price/sqft
$8,080/moest. monthly cost
$323,200/yrincome needed

About This Home

Welcome to this beautifully updated 3-bed, 2-bath coastal retreat in one of St. Petersburg’s most desirable waterfront communities. With thoughtfully designed living space, this home blends relaxed Florida style with modern comfort — perfect for everyday living or effortless entertaining. Step inside and you’re greeted by warm, continuous flooring and an open, airy layout that instantly feels inviting. The bright living area flows naturally toward the water, creating a serene backdrop for gatherings or quiet mornings at home. The spacious primary suite offers a peaceful escape with its private ensuite bath and generous layout. Two additional bedrooms provide flexibility for guests, a home office, or creative space, while the second full bath ensures convenience for everyone. Outside, the property truly shines. From the covered patio with a cozy fireplace, enjoy expansive bay views stretching beyond the protected canal, where tranquil waters meet the horizon — the perfect backdrop for morning coffee or sunset gatherings. Located just minutes to vibrant downtown St. Pete and the area's award-winning beaches, this home offers the perfect balance of peaceful waterfront living and unbeatable convenience. With its coastal charm, inviting curb appeal, and thoughtful updates, this is the kind of place where the Florida lifestyle begins the moment you move in.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
4/10
Bay Point Middle SchoolGrades 6-82.4 mi
4/10
Lakewood High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Electric Water Heater,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom
  • Door features: Outdoor Shower,Sliding Doors
  • Flooring: Engineered Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,930
  • Total interior livable area: 1,784 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 12x15

Living Room

  • Level: First
  • Area: 580
  • Dimensions: 29x20

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 273
  • Dimensions: 13x21

Property

Details

  • Parcel number: 053217515520450170
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dog Run,Irrigation System,Lighting,Outdoor Shower,Private Mailbox,Private Yard,Rain Gutters
  • Has view: Yes
  • View description: Water,Bay/Harbor - Partial,Canal
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Partial,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Bay/Harbor Access,Saltwater Canal Access,Bridges - No Fixed Bridges,Davits,No Wake Zone,Seawall
  • Waterbody name: TAMPA BAY

Lot

  • Lot size: 9,518 sqft
  • Features: Flood Insurance Required,FloodZone,City Lot,Near Golf Course,Near Marina,Near Public Transit
  • Lot size dimensions: 64 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,789$69,468
Home Insurance *$489$5,868
Property Taxes $1,605$19,260
Electricity $197$2,366
Total$8,080$96,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,028/yr
40% on housing$242,400/yr
45% on housing$215,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$642This listing

vs Other Active Listings

Avg $/sqft

ZIP 33705$245
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33705$291
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$1,185,000
2015-01-09Sold$300,000
2014-11-07Listed for sale$300,000
2014-09-25Listing removed$300,000
2014-09-21Listed for sale$300,000

For Sale by Agent

AgentJeff Joyner, X
BrokerageCOMPASS FLORIDA LLC

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