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101 Cold Spring Ct, Aurora, IL, 60506

3beds
2baths
1,820sqft
$449,000
$247price/sqft
$3,424/moest. monthly cost
$136,960/yrincome needed

About This Home

A Rare And Unique Opportunity To Own This Beautifully Maintained 3-Bedroom, 2-Bathroom Ranch Situated On A Premium Cul-De-Sac Lot, Backing To Approximately 24 Acres Of Parkland And Just Steps From The Middle School. Step Inside To An Open Floor Plan With Soaring 9+ Foot Ceilings, Designed For Comfortable Everyday Living And Entertaining Alike. The Inviting Foyer Opens To A Spacious Living And Dining Room Combination, While Wood Laminate Flooring Flows Throughout Most Of The Home. The Cozy Family Room Features A Corner Fireplace, Crown Molding, A Ceiling Fan, And A Sliding Glass Door With A Transom Window That Leads To The Expansive Deck, Where You Can Enjoy Peaceful Views Of The Open Green Space And The Park. The Kitchen Offers Abundant Oak Cabinetry With Crown Molding And A Bright Bayed Eating Area Overlooking The Backyard. The Spacious Primary Suite Includes A Large Closet, A Ceiling Fan, And A Private Bath With A Double Vanity, A Soaking Tub, And A Separate Shower. Two Additional Generously Sized Bedrooms, Each With Ceiling Fans. A Spacious Laundry Room Includes A Utility Sink, Double Closet, And Overhead Cabinetry For Extra Storage, Completing The Main Level. The Home Also Features A Finished Basement With Excellent Potential For A Future Kitchenette And Possibly An Additional Bathroom, As Well As A Dedicated Workshop, Built-In Cabinetry, And Abundant Storage. Major Updates Include A High-Efficiency Furnace And A/C Installed In 2020. To Conclude, The Home Has An Attached Two-Car Garage. Conveniently Located Just Minutes From I-88 And The Orchard Road Shopping Corridor, This Home Combines An Exceptional Location, Functional Living Space, And Endless Possibilities For Its Next Owner.

Getting Around

59
WalkingSomewhat Walkable
24
TransitMinimal Transit
62
BikeBikeable

Schools

6/10
Freeman Elementary SchoolGrades PK-51.0 mi
6/10
Washington Middle SchoolGrades 6-80.1 mi
4/10
West Aurora High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Humidifier
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Features: Flooring (Wood Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Wood Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Family Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Built-in Features,High Ceilings,Open Floorplan
  • Window features: Screens
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Family Room
  • Fireplace: Yes
  • Attic: Unfinished

Foyer

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Wood Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 170
  • Dimensions: 17X10

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 72
  • Dimensions: 12X6

Living Room

  • Features: Flooring (Wood Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 247
  • Dimensions: 19X13

Master Bedroom

  • Features: Flooring (Wood Laminate),Bathroom (Full)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1519255008
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Backup Sump Pump;

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac,Landscaped
  • Lot size dimensions: 50.2X125X48.79X107.57X125

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$200$2,400
Property Taxes $815$9,780
Electricity $139$1,679
Total$3,424$41,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,394/yr
40% on housing$102,720/yr
45% on housing$91,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 60506$190
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60506$207
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2018-10-22Sold$223,500
2018-09-28Pending sale$237,900
2018-09-17Price change$237,900
2018-07-26Price change$244,900
2018-07-16Listed for sale$249,900
2000-11-09Sold$203,000

For Sale by Agent

AgentCarmen Poplawski
BrokerageCentury 21 Integra

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