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2043 DENMARK STREET #39, Clearwater, FL, 33763

1beds
1baths
825sqft
$97,000
$118price/sqft
$880/moest. monthly cost
$35,200/yrincome needed

About This Home

Under contract-accepting backup offers. This gem is ready for you to simply unpack and start living! Bright and inviting, this charming 1-bedroom, 1-bath retreat offers a bonus sun-room — perfect spot for morning coffee or a quiet afternoon read. Low-maintenance laminate flooring flows throughout, while the kitchen features granite countertops, a tile backsplash and a new dishwasher. Well-maintained 2017 HVAC and a new 2026 water heater ensure piece of mind. Beyond your front door, life at On Top of the World (OTOW), an active, 55+ community, offers two private golf courses — an 18-hole and a 9-hole — completely free to resident owners with an activity card. Cool off or unwind in one of two heated outdoor pools. Stay active with tennis and pickleball courts, shuffleboard, horseshoes and lawn bowling or take your fitness to the next level at the state-of-the-art East Activity Center, featuring top-tier cardio and strength equipment alongside an aerobics studio for yoga, Tai Chi and more. Creative souls will love the woodshop and artistic studios, while social butterflies can explore over 175 resident-led clubs, gather in the grand ballroom and auditorium, browse the community library or catch up with neighbors at The Good Karma Café. Outside, enjoy two freshwater fishing piers, a dedicated dog park and beautifully landscaped grounds with paved paths for walking and biking. This is more than a home — it's a lifestyle upgrade waiting for you!

Getting Around

15
WalkingCar-Dependent
27
TransitSome Transit
58
BikeBikeable

Schools

6/10
5/10
Countryside High SchoolGrades PK,9-122.6 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Common Area,Corridor Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 135
  • Dimensions: 15x9

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Stone Counters,Thermostat
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 825
  • Total interior livable area: 825 sqft

Kitchen

  • Level: First
  • Area: 56
  • Dimensions: 8x7

Living Room

  • Level: First
  • Area: 234
  • Dimensions: 13x18

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 165
  • Dimensions: 15x11

Property

Details

  • Parcel number: 062916640130120390
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None
  • Exterior features: None
  • Residential vegetation: Trees/Landscaped

Lot

  • Features: City Lot,Landscaped,Near Golf Course,Near Public Transit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$48$576
Property Taxes $145$1,740
Electricity $197$2,366
Total$880$10,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,171/yr
40% on housing$26,400/yr
45% on housing$23,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 33763$155
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33763$244
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$97,000
2026-07-24Contingent$99,500
2026-07-06Price change$99,500
2026-04-20Listed for sale$105,000
2014-08-15Sold$51,500
2014-04-05Listed for sale$52,500
2008-03-11Listing removed$54,900
2008-01-31Listed for sale$54,900
2007-12-11Sold$50,000
2005-01-25Sold$50,000

For Sale by Agent

AgentMarcy Daniels
BrokerageCOLDWELL BANKER REALTY

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