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478 Harbor Dr N, Indian Rocks Beach, FL, 33785

4beds
5baths
3,319sqft
$2,849,900
$859price/sqft
$18,647/moest. monthly cost
$745,880/yrincome needed

About This Home

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
Anona Elementary SchoolGrades PK-51.7 mi
6/10
Seminole Middle SchoolGrades 6-84.1 mi
5/10
Largo High SchoolGrades PK,9-123.3 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,PrimaryBedroom Upstairs,Stone Counters,Thermostat
  • Door features: Sliding Doors
  • Flooring: Engineered Hardwood,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,150
  • Total interior livable area: 3,319 sqft

Kitchen

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Living Room

  • Level: First
  • Area: 289
  • Dimensions: 17x17

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: 063015124020000280
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,Gunite,Heated
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Water,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Intracoastal Waterway,Intracoastal Waterway Access,Lift,Seawall

Lot

  • Lot size: 9,640 sqft
  • Lot size dimensions: 83 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2