4598 CLEARWATER HARBOR DRIVE S, Largo, FL, 33770
About This Home
Welcome to paradise and bring your boat for this waterfront home with private dock and boat lift. This 4 bedroom 5 bath tranquil beauty is in the heart of the Intracoastal open water. Entering into the primary bedroom, overlooking the open water Light and airy with tons of beautiful views of the water. It's been newly renovated with top of the line, modern appliances and accessories throughout without losing it's midcentury roots. Turn key ready to be privately enjoyed or perfect for guests and entertaining with a waterfront pool & hot tub as well as an outdoor kitchen. It is in the highly sought after waterfront community, Harbor Hills, which is near Largo Central Park & Heritage Village as well as Indian Rocks Beach and the highly-rated Clearwater Beach.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Living Room/Dining Room Combo
- Door features: Outdoor Kitchen
- Flooring: Tile
- Fireplace features: Family Room
- Fireplace: Yes
- Common walls with other units/homes: Corner Unit
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 4,258
- Total interior livable area: 3,489 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 063015360540101110
- Zoning: R-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Covered,Deck,Patio
- Exterior features: Outdoor Kitchen,Private Yard,Boat Slip
- Has spa: Yes
- Spa features: Heated,In Ground
- Has view: Yes
- View description: Water,Gulf/Ocean - Full,Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Full,Intracoastal Waterway
- Waterfront features: Intracoastal Waterway Access,Lift
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot,Oversized Lot,Private
- Lot size dimensions: 107 x 132
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,616 | $151,392 |
| Home Insurance * | $1,055 | $12,660 |
| Property Taxes | $3,646 | $43,752 |
| Electricity | $351 | $4,213 |
| Total | $17,668 | $212,016 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $2,495,000 |
| 2025-02-07 | Sold | $1,330,000 |
| 2018-02-27 | Sold | $850,000 |
| 2018-02-06 | Price change | $893,000 |
| 2018-01-30 | Price change | $925,000 |
| 2017-10-20 | Listed for sale | $992,000 |
| 2017-10-20 | Pending sale | $992,000 |
| 2017-09-25 | Listed for sale | $992,000 |
| 2000-06-22 | Sold | $465,000 |
| 1995-06-06 | Sold | $339,000 |
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