4545 HARBOR HILLS DRIVE, Largo, FL, 33770
About This Home
Perfectly positioned within the exclusive waterfront enclave of Harbor Hills, this extraordinary luxury residence is the definition of turnkey coastal sophistication. Showcasing over 3,900 square feet of impeccably redesigned living space, this architectural showpiece has undergone a complete high-end transformation with more than $200,000 invested in premium finishes, designer furnishings, and bespoke upgrades throughout. Offering 8 spacious bedrooms, 4 luxurious bathrooms, and a 2-car garage, this fully furnished estate is perfectly tailored for elevated personal living, executive retreats, or a high-performing luxury vacation rental investment. Every inch of the home has been thoughtfully curated with all-new fittings, modern designer finishes, custom details, and refined craftsmanship that create an atmosphere of effortless elegance. From the moment you arrive the grand circular driveway, lush tropical landscaping, and commanding waterfront presence set the tone for what awaits inside. Expansive open-concept living areas are flooded with natural light and seamlessly blend indoor and outdoor living, all framed by breathtaking panoramic open water views. The outdoor setting is equally spectacular — offering the rare combination of wide-open water vistas with the protection of a sheltered dock, creating an ideal environment for boating enthusiasts and waterfront entertaining alike. Enjoy tranquil sunrises, glowing sunsets, and the ultimate Florida lifestyle from your private waterfront oasis. Designed for both luxury and profitability, the property is completely move-in ready and rental ready, operating as a proven turnkey Airbnb investment with exceptional income potential from day one. Whether utilized as an elite waterfront residence, a seasonal escape, or a premier short-term rental asset, this home delivers unmatched versatility and immediate cash-flow opportunity. A rare offering where luxury, lifestyle, and investment performance converge seamlessly on the water.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Brick,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Washer,Wine Refrigerator
- Laundry features: Inside,Laundry Room
Balcony Porch Lanai
- Level: Second
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bathroom4
- Level: Second
Bedroom1
- Features: Built-in Closet
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: Second
Bedroom4
- Features: Built-in Closet
- Level: Second
Bedroom5
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
Features
- Ceiling Fan(s),Crown Molding,Kitchen/Family Room Combo,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s),Wet Bar
- Door features: Outdoor Grill,Sliding Doors
- Window features: Window Treatments
- Flooring: Ceramic Tile,Tile,Hardwood
- Fireplace features: Decorative,Other Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,913
- Total interior livable area: 3,943 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Features: En Suite Bathroom,Built-in Closet
- Level: Second
Property
Details
- Parcel number: 063015360900000070
- Zoning: R-3
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Gunite,Heated,In Ground,Outside Bath Access,Tile
- Patio & porch: Covered,Deck,Porch,Screened,Wrap Around
- Exterior features: Balcony,Irrigation System,Lighting,Outdoor Grill
- Has spa: Yes
- Has view: Yes
- View description: Pool,Water,Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Intracoastal Waterway
- On waterfront: Yes
- Waterfront features: Waterfront,Intracoastal Waterway,Intracoastal Waterway Access,Lift,Seawall
- Residential vegetation: Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 8,050 sqft
- Lot size dimensions: 76 x 114
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,514 | $150,168 |
| Home Insurance * | $1,047 | $12,564 |
| Property Taxes | $3,624 | $43,488 |
| Electricity | $396 | $4,761 |
| Total | $17,581 | $210,972 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $2,475,000 |
| 2026-05-15 | Listed for sale | $2,525,000 |
| 2025-09-09 | Listing removed | $2,620,000 |
| 2025-08-21 | Price change | $2,620,000 |
| 2025-07-15 | Listed for sale | $2,720,000 |
| 2022-07-19 | Listing removed | -- |
| 2022-06-14 | Listed for sale | $1,950,000 |
| 2022-02-08 | Sold | $1,700,000 |
| 2021-12-09 | Pending sale | $1,799,000 |
| 2021-11-16 | Listed for sale | $1,799,000 |
| 2021-11-04 | Pending sale | $1,799,000 |
| 2021-11-04 | Listed for sale | $1,799,000 |
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