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798 45TH AVENUE N, Saint Petersburg, FL, 33703

3beds
2baths
1,438sqft
$675,000
$469price/sqft
$5,604/moest. monthly cost
$224,160/yrincome needed

About This Home

Welcome to 798 & 798 1/2 45th Avenue North, nestled in one of St. Petersburg's most desirable and Rapidly growing neighborhoods. Perched on an Expansive corner lot and surrounded by Million-dollar homes, this Meticulously Maintained property blends Historic Charm, Modern updates, and Exceptional Income-producing potential. The main residence offers 2 bedrooms and 1 bathroom, complemented by a generously sized, Sun-drenched glass-enclosed Sunroom that functions as an additional living area while seamlessly connecting to the outdoors. Upon entry, you'll find an Open concept floor plan featuring wood flooring throughout, classic cove ceilings and timeless character. Recent improvements include a Roof (2023), Hot water heater (2023), Stainless-steel appliances (2026), 220-volt outlet for EV charging (2025) and main driveway (2023). Step outside to an oversized deck perfect for barbeques, furry friends and gathering with family. A true standout feature is the private, fully permitted 578-square-foot ADU (Accessory Dwelling Unit), completed in 2023 and approved by the City of St. Petersburg. With its own private entrance and separate address (798 1/2 45th Avenue North), this versatile space offers exceptional flexibility for rental income, Multigenerational living, a Guest Retreat, Yoga/Gym or a private home office. Offered fully furnished, this beautifully designed modern 1-bedroom, 1-bath cottage is currently a successful Short term rental and presents endless possibilities as a private guest retreat, home office, multigenerational living space or income-producing rental property. The cottage features Soaring Vaulted Ceilings, Exposed beams, Dual Mini-split HVAC systems, Full Kitchen and a Spacious Bedroom with an ensuite bathroom featuring a enclosed Glass walk-in shower. Step outside to perfect outdoor space where guests can enjoy morning coffee or relax beneath the mature oak tree. Ideally located and walking distance to the new Whole Foods, Shopping, Restaurants and just a short bike ride to Crescent Lake and vibrant Downtown St. Pete!! Whether you're seeking a Primary residence, an Investment opportunity or the perfect combination of both, this exceptional Allendale Oaks property delivers. Offering the perfect blend of charm, versatility, location and peace of mind in a non-flood zone, this is a true gem. Schedule your private showing today!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

3/10
Meadowlawn Middle SchoolGrades 6-81.2 mi
5/10
Northeast High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Elevated
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Ice Maker,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,In-Law Floorplan
  • Flooring: Concrete,Hardwood

Florida Room

  • Features: No Closet
  • Level: First
  • Area: 135
  • Dimensions: 9x15

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,438 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Features: No Closet
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Property

Details

  • Parcel number: 063117263160060130
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Porch,Rear Porch
  • Exterior features: Private Entrance,Rain Gutters,RV Hookup,Storage
  • Fencing: Fenced,Other,Vinyl
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 6,273 sqft
  • Lot size dimensions: 50 x 127

Parking

  • Parking features: Alley Access,Boat,Converted Garage,Driveway,Electric Vehicle Charging Station(s),Guest,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$1,038$12,456
Property Taxes $956$11,472
Electricity $197$2,366
Total$5,604$67,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,137/yr
40% on housing$168,120/yr
45% on housing$149,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 33703$390
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33703$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$675,000
2026-07-26Contingent$649,000
2026-07-20Price change$649,000
2026-06-24Listed for sale$695,000
2023-03-07Sold$351,000
2023-02-07Pending sale$310,000
2023-02-03Listed for sale$310,000
2004-02-24Sold$115,000
2003-08-28Sold$59,000

For Sale by Agent

AgentApril Calbo
BrokerageDALTON WADE INC

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