




126 OLD OAK CIRCLE, Palm Harbor, FL, 34683
About This Home
Luxury Living in Oak Trail | Palm Harbor Fully Renovated Pool Home Owner has bought a new house and motivated to sell, will be considering all offers! Welcome to 126 Old Oak Circle, the former model home in one of Palm Harbor’s most desirable communities. Set on a spacious quarter-acre lot, this beautifully renovated 4-bedroom, 3.5-bath residence offers timeless style, modern comfort, and luxury finishes throughout, with a layout designed for both everyday living and effortless entertaining. From the moment you enter, soaring ceilings and abundant natural light create an open, airy feel throughout the home. The main living area is anchored by a striking designer-tiled fireplace, adding warmth and sophistication to the heart of the home, while the complete top-to-bottom renovation ensures every detail feels fresh, refined, and move-in ready. The chef’s kitchen is equally impressive, featuring twin cooking islands with sinks, a walk-in pantry, and a twin freezer/refrigerator setup. Seamlessly connected to the living and dining spaces, this kitchen is ideal for hosting gatherings or enjoying quiet nights at home. The primary suite is a true retreat, complete with a spa-inspired bathroom offering an oversized walk-in shower, soaking tub, dual vanities, and his-and-hers closets. An additional oversized walk-in closet provides flexible space that can easily function as a home office, nursery, fitness room, or dressing suite. Each of the 3.5 bathrooms has been thoughtfully designed with custom tile, stylish fixtures, and distinctive finishes, giving every space its own character while maintaining a cohesive luxury feel throughout the home. Additional upgrades include a newer HVAC system, newer water heater, updated windows throughout, and a tile roof, all contributing to the home’s comfort, efficiency, and lasting appeal. Step outside to your own private Florida oasis. The screened lanai, pool, and spa create the perfect setting for relaxing or entertaining, while the expansive outdoor space offers plenty of room to design the outdoor kitchen of your dreams. A 3-car garage adds even more convenience, with one bay converted into a climate-controlled game room or flexible living space, making this home as functional as it is beautiful. Ideally located just minutes from top-rated Palm Harbor schools, shopping, dining, golf courses, parks, and the Gulf beaches, this exceptional home delivers the perfect blend of luxury, comfort, and convenience. If you’ve been searching for a fully renovated pool home with luxury finishes, a screened lanai, a chef’s kitchen, and an unbeatable Palm Harbor location, 126 Old Oak Circle is the one you’ve been waiting for.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1989
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator,Water Filtration System,Water Purifier
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Crown Molding,High Ceilings,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Split Bedroom
- Door features: French Doors
- Flooring: Luxury Vinyl,Porcelain Tile
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,235
- Total interior livable area: 3,220 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 072816635820000040
- Zoning: R-1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Salt Water
- Exterior features: Dog Run,Private Mailbox,Rain Gutters,Sidewalk
- Has spa: Yes
- Spa features: In Ground
- Fencing: Masonry,Vinyl
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: 85 x 139
Parking
- Total spaces: 3
- Parking features: Driveway,Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $972 | $11,664 |
| Property Taxes | $1,413 | $16,956 |
| Electricity | $324 | $3,888 |
| Total | $7,639 | $91,668 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $975,000 |
| 2026-07-10 | Listed for sale | $995,000 |
| 2022-03-04 | Sold | $759,900 |
| 2022-01-01 | Pending sale | $759,900 |
| 2021-12-29 | Listed for sale | $759,900 |
| 2016-08-04 | Sold | $435,000 |
| 2016-06-29 | Price change | $444,000 |
| 2016-06-15 | Listed for sale | $449,000 |
| 2015-05-29 | Listing removed | $449,000 |
| 2015-05-13 | Listed for sale | $449,000 |
| 2011-07-27 | Sold | $375,000 |
| 2011-03-31 | Listing removed | $384,900 |
| 2011-02-19 | Price change | $384,900 |
| 2011-01-31 | Listed for sale | $395,000 |
