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13300 INDIAN ROCKS ROAD #103, Largo, FL, 33774

3beds
3baths
2,550sqft
$565,000
$222price/sqft
$4,232/moest. monthly cost
$169,280/yrincome needed

About This Home

Virtually Staged. MOVE IN READY – highly desired home in Randolph Farms! Located in a premium Intracoastal waterfront community this is one you don’t want to miss. The community has gorgeous mature landscaping and showcases expansive waterfront access and views. As you approach your private gated entrance, you enter your own courtyard oasis. This pavered front patio can accommodate your furniture and outdoor grilling station needs. When you enter the home you are greeted by soaring vaulted ceilings that accentuate the freshly painted, light and bright space. The home chef will be excited to see the ample amount of kitchen cabinetry. There is both a formal dining room and a breakfast bar for casual dining. This home is an entertaining paradise featuring a living room complete with fireplace, family room, and a versatile bonus room! YOU CAN SEE THE WATERFRONT FROM YOUR PRIVATE PRIMARY BEDROOM BALCONY. Primary suite features a walk-in closet, dual granite vanities, and tub with separate tiled shower. It also boasts a separate nook, a great space to cozy up with a good book. There is a downstairs bedroom with en-suite bathroom that features a separate entrance - a great option for a home office. All bedrooms are generously sized and all are serviced by their own separate bathrooms. The split-bedroom layout ensures privacy for all. The oversized detached two-car garage features upper-level decking for extra storage space! Enjoy the outdoors with the private back patio, front courtyard or the expansive community property just outside your door. Ideally positioned within the community, this home is just steps from the clubhouse, pool, pickleball/tennis and extra guest parking. Boat slips are rented monthly subject to availability. New AC (2025) and electrical panel (2026). HOA covers ROOF, CABLE, INTERNET, WATER, SEWER, TRASH, EXTERIOR MAINTENANCE, GROUNDS MAINTENANCE, BUILDING INSURANCE AND SO MORE. SAVES YOU MONEY $$!! Close to restaurants, shopping and award-winning beaches – only 2 miles from Indian Rocks Beach and 7 miles to Clearwater Beach. Just a short drive to both local and international airports (PIE & TPA).

Getting Around

36
WalkingCar-Dependent
25
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

9/10
Anona Elementary SchoolGrades PK-50.6 mi
7/10
Seminole Middle SchoolGrades 6-83.0 mi
6/10
Largo High SchoolGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Courtyard,Florida,Patio
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Bathroom2

  • Features: Shower No Tub
  • Level: First
  • Area: 72
  • Dimensions: 8x9

Bathroom3

  • Features: Tub With Shower
  • Level: Second
  • Area: 81
  • Dimensions: 9x9

Bedroom2

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 228
  • Dimensions: 12x19

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Family Room

  • Level: First
  • Area: 216
  • Dimensions: 18x12

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Kitchen

  • Level: First
  • Area: 200
  • Dimensions: 20x10

Living Room

  • Level: First
  • Area: 266
  • Dimensions: 19x14

Primary Bathroom

  • Features: Dual Sinks,Granite Counters,Tub with Separate Shower Stall
  • Level: Second
  • Area: 36
  • Dimensions: 6x6

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 360
  • Dimensions: 18x20

Property

Details

  • Parcel number: 073015735640000103
  • Zoning: X, AE
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Front Porch,Patio,Rear Porch
  • Exterior features: Balcony,Courtyard,Private Entrance,Storage,Tennis Court(s),Boat Slip
  • Has view: Yes
  • View description: Water,Bay/Harbor - Full,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor Front,Waterfront,Bay/Harbor,Bay/Harbor Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access
  • Waterbody name: CLEARWATER HARBOR / INTRACOASTAL WATERWAY
  • Residential vegetation: Mature Landscaping

Lot

  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$223$2,676
Property Taxes $897$10,764
Electricity $256$3,079
Total$4,232$50,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,097/yr
40% on housing$126,960/yr
45% on housing$112,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 33774$282
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33774$310
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$550,000
2026-07-02Listed for sale$565,000
2026-05-12Listing removed$625,000
2026-03-24Price change$625,000
2026-01-02Listed for sale$635,900
2005-05-25Sold$324,900

For Sale by Agent

AgentForrest Murphy, Jr
BrokerageREALTY EXPERTS

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