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2909 Fig Ct, Palm Harbor, FL, 34684

3beds
2baths
1,298sqft
$294,000
$227price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

Welcome to Strathmore Gate-West, a peaceful, pet-friendly community where mature landscaping and a relaxed Florida lifestyle create an inviting sense of home. This beautifully maintained corner-unit villa offers 3 bedrooms, 2 full bathrooms, and nearly 1,300 square feet of thoughtfully designed living space with a private conservation backdrop and no rear neighbors. Major updates provide peace of mind, including a new roof and new HVAC system, both installed in 2024. Inside, you’ll find stylish upgrades throughout, beginning with a bright and welcoming kitchen featuring granite countertops, white cabinetry, newer appliances, and a window that opens seamlessly to the spacious living area, perfect for entertaining. Sliding glass doors lead to a private courtyard with additional storage, creating the ideal space for morning coffee or evening relaxation. The primary suite serves as a peaceful retreat with dual closets, including a walk-in closet, an updated ensuite bathroom with a stylish vanity and a shower, and private access to the screened lanai where you can unwind while enjoying tranquil conservation views and the sounds of nature. The guest bathroom has also been tastefully updated with new vanity and countertop, modern tilework, and a bathtub/shower combination. Step outside to the screened lanai and enjoy the serene, preserve-like setting that truly sets this villa apart. HOA fees include exterior maintenance, grounds maintenance, and water, allowing for an easy, low-maintenance lifestyle. Perfectly located in the heart of Palm Harbor and zoned for top-rated schools, you’ll enjoy quick access to shopping, dining, golf courses, the Pinellas Trail, John Chestnut Sr. Park, and local favorites like Mystic Fish. Tampa International Airport and St. Pete–Clearwater International Airport are both within easy reach, while the beautiful Gulf beaches are just a short drive away. Whether you’re searching for a full-time residence or the perfect seasonal escape, this move-in-ready villa offers the comfort, convenience, and Florida lifestyle you’ve been looking for.

Getting Around

42
WalkingCar-Dependent
23
TransitMinimal Transit
46
BikeSomewhat Bikeable

Schools

7/10
East Lake High SchoolGrades PK,9-124.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: In Kitchen,Inside,Laundry Closet

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 140
  • Dimensions: 10x14

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Laminate,Luxury Vinyl,Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,298
  • Total interior livable area: 1,298 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 99
  • Dimensions: 9x11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: 082816855620000860
  • Attached to another structure: Yes
  • Zoning: RPD-5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Lighting,Private Entrance,Storage
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 2,579 sqft
  • Features: Corner Lot,Cul-De-Sac,Landscaped,Near Public Transit,Street Dead-End,Above Flood Plain

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance *$325$3,900
Property Taxes $505$6,060
Electricity $197$2,366
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 34684$178
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34684$269
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$294,000
2010-11-15Sold$75,000
2010-09-05Price change$79,000
2010-08-21Listed for sale$89,000

For Sale by Agent

AgentAntje Anderson
BrokerageCOASTAL PROPERTIES GROUP INTERNATIONAL

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