4045 BLUFF OAK COURT, Palm Harbor, FL, 34684
About This Home
This neighborhood is one of the best kept secrets in Palm Harbor! Tucked off Tampa Road and convenient to everything, this community of one story villas is a peaceful oasis of mature trees and well maintained landscaping with a sparkling pool and brand new multipurpose pickleball/tennis/basketball court. Got dogs? They will love it here too! You can take nice long walks without ever having to leave the neighborhood. When you first step inside this home you will notice the great layout, large kitchen with plenty of counter and storage space, new fridge and range, inside laundry hook ups, and a generous sized primary bedroom with good closet space. The front patio off the kitchen is a perfect spot for grilling or just enjoying our beautiful Florida weather. The back porch has been upgraded to a fully air conditioned four season room with screens and sliding windows so it can be used year round and the upgraded impact resistant sliders keep the adjoining bedroom nice and quiet. Roof maintenance & replacement (last done in 2022) included in HOA fees. There is a lot to love with this one, schedule a showing today and see for yourself!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Villa
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Inside,Washer Hookup
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 156
- Dimensions: 12x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Features: Built-In Shelving
- Level: First
- Area: 368
- Dimensions: 16x23
Features
- Ceiling Fan(s),Stone Counters
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Laminate,Porcelain Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Kitchen
- Level: First
- Area: 99
- Dimensions: 9x11
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 192
- Dimensions: 12x16
Property
Details
- Parcel number: 082816855630001690
- Zoning: RPD-5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Lighting,Storage
Lot
- Lot size: 2,592 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Cold Wave
- Hurricane
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,294 | $15,528 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $416 | $4,992 |
| Electricity | $197 | $2,366 |
| Total | $2,190 | $26,280 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $256,000 |
| 2020-02-16 | Listing removed | $1,575 |
| 2020-01-20 | Listed for rent | $1,575 |
| 2018-06-06 | Sold | $174,900 |
| 2018-05-01 | Pending sale | $174,900 |
| 2018-04-27 | Listed for sale | $174,900 |
| 2012-11-19 | Sold | $84,000 |
| 1999-03-01 | Sold | $58,500 |
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