12096 Oak St, Largo, FL, 33774
About This Home
This fully renovated pool home less than 5 minutes from the beach, is not in a flood zone, and sits in a neighborhood with no rental restrictions, making it an ideal primary residence, vacation home, or investment opportunity. The home has three bedrooms, two bathrooms, and over 1,500 square feet, with an open layout designed for easy living and entertaining. The updated kitchen is the centerpiece of the home, featuring wood cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, wine fridge, and a large island with bar seating. It flows seamlessly into the living and dining areas, all finished with durable luxury vinyl plank flooring. Just off the main living space is a bright Florida room overlooking the backyard and pool, perfect for a home office, additional lounge space, or game room. Step outside to a true backyard retreat. The heated saltwater pool features a pebble finish, sun shelf with umbrella sleeve, and a fountain, all surrounded by travertine pavers, tropical landscaping, and low-maintenance artificial turf. There is also a safety pool fence and a covered seating area with a mounted TV, creating a great space to relax or entertain. Major improvements include a new roof in 2019, HVAC and ductwork in 2019, and an updated electrical panel in 2017. This property is already operating as a highly successful Airbnb with a Superhost in place, future bookings on the calendar, and over $92,000 in gross income in 2025, making it a true turnkey investment opportunity. Reach out to schedule a private showing.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Dishwasher,Disposal,Range,Refrigerator,Wine Refrigerator
- Laundry features: In Garage
Bathroom2
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Thermostat
- Window features: Window Treatments
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,147
- Total interior livable area: 1,533 sqft
Kitchen
- Level: First
- Dimensions: 12x14
Living Room
- Level: First
- Dimensions: 23x14
Primary Bathroom
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Dimensions: 11x17
Property
Details
- Parcel number: 083015358920040050
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Deck,Gunite,Heated,In Ground,Lighting
- Exterior features: Irrigation System,Lighting,Other,Rain Gutters,Sprinkler Metered
Lot
- Lot size: 8,037 sqft
- Lot size dimensions: 80 x 100
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $1,045 | $12,540 |
| Electricity | $197 | $2,366 |
| Total | $4,785 | $57,420 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $650,000 |
| 2023-10-12 | Sold | $630,000 |
| 2023-08-24 | Pending sale | $575,000 |
| 2023-08-22 | Listed for sale | $575,000 |
| 2019-05-20 | Sold | $320,000 |
| 2019-04-04 | Pending sale | $335,000 |
| 2019-03-28 | Listed for sale | $335,000 |
| 2009-05-27 | Sold | $158,000 |
| 2009-03-18 | Listed for sale | $159,900 |
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