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450 W Downer Pl APT 4C, Aurora, IL, 60506

2beds
2baths
1,050sqft
$189,990
$181price/sqft
$1,519/moest. monthly cost
$60,760/yrincome needed

About This Home

Welcome to Maintenace free living in this completely remodeled 4th floor, 2 bedroom 1 and 1/2 bath condo located in a secure, elevator building with underground heated parking. Step inside and discover a stunning new kitchen and luxurious new bathrooms. all enhanced with stylish deluxe vinyl flooring throughout. Enjoy your morning coffee or unwind in the evening on the open balcony with peaceful scenic views. The vibrant 55 Plus community is ideally situated near shopping, restaurants, downtown amenities and expressways. offering the perfect blend of comfort and convenience. Don't miss this move-in ready gem!

Getting Around

80
WalkingVery Walkable
36
TransitSome Transit
67
BikeBikeable

Schools

6/10
6/10
Washington Middle SchoolGrades 6-82.2 mi
4/10
West Aurora High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Condominium,Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,050 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Living Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 266
  • Dimensions: 19X14

Master Bedroom

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Bath Grab Bars,Disability Access

Details

  • Parcel number: 1521426060
  • Special condition: None

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Heated Garage,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$84$1,008
Property Taxes $345$4,140
Electricity $130$1,569
Total$1,519$18,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,080/yr
40% on housing$45,570/yr
45% on housing$40,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 60506$192
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60506$207
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$195,000
2026-01-26Price change$198,900
2025-10-31Price change$210,000
2025-08-03Listed for sale$215,000
2019-07-03Sold$80,000
1997-11-19Sold$54,666

For Sale by Agent

AgentBrian Hilgen
BrokerageLegacy Properties, A Sarah Leonard Company, LLC

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