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15318 Harbor Dr, Madeira Beach, FL, 33708

3beds
2baths
1,564sqft
$1,500,000
$959price/sqft
$10,413/moest. monthly cost
$416,520/yrincome needed

About This Home

Diamond In the Rough. New Fence, New Garage Door. You have a fabulous opportunity to purchase this unique property in one of the fastest-growing cities. Madeira Beach. This pool home is on a dead-end street among Multi-Million Dollar homes. This home sits on 90 feet of Boca Ciega intercoastal waterway—Sailboat waters with a dock connected to water & electricity. Due to Helene visiting this home the owner is planning on renovating. If this is your planned area you can make this 3/2 home a mid-century modern potential the way YOU want and make this property a Multi-Million dollar home. Walking distance to shopping centre, beach, restaurants, and more. This home is perfect for the boat & fishing lover. Enter the KING OF THE BEACH tournament or watch the boats come in with the big ones while sitting at your pool with a margarita or walk over and see the weigh-in. Don't miss out on this gem. The owner is ready for the country. Are you ready for the Beach?

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

10/10
6/10
Seminole Middle SchoolGrades 6-83.3 mi
4/10
Seminole High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Microwave,Range

Balcony Porch Lanai

  • Level: First
  • Area: 472.8
  • Dimensions: 39.4x12

Bathroom2

  • Level: First
  • Area: 189.98
  • Dimensions: 11.8x16.1

Bathroom3

  • Level: First
  • Area: 124.8
  • Dimensions: 10.4x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 110.92
  • Dimensions: 9.4x11.8

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Split Bedroom
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Terrazzo

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Kitchen

  • Level: First
  • Area: 118
  • Dimensions: 10x11.8

Living Room

  • Level: First
  • Area: 336
  • Dimensions: 21x16

Master Bedroom

  • Features: Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 209.43
  • Dimensions: 17.9x11.7

Property

Details

  • Parcel number: 093115526320000290
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Lighting
  • Patio & porch: Covered,Porch,Rear Porch,Screened
  • Exterior features: Lighting,Private Mailbox,Rain Gutters,Sidewalk,Sprinkler Metered
  • Has spa: Yes
  • Spa features: Above Ground
  • Fencing: Fenced
  • Has view: Yes
  • View description: Park/Greenbelt,Water,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Intracoastal Waterway,Intracoastal Waterway Access,Boat Ramp - Private,No Wake Zone,Sailboat Water,Seawall,Skiing Allowed
  • Residential vegetation: Mature Landscaping,Oak Trees

Lot

  • Lot size: 8,973 sqft
  • Features: Cul-De-Sac,FloodZone,City Lot,Landscaped,Near Marina,Near Public Transit,Oversized Lot,Sidewalk,Street Dead-End

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$386$4,632
Property Taxes $2,246$26,952
Electricity $197$2,366
Total$10,413$124,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$357,017/yr
40% on housing$312,390/yr
45% on housing$277,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$959This listing

vs Other Active Listings

Avg $/sqft

ZIP 33708$409
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33708$395
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-08-22Price change$1,500,000
2024-04-10Price change$1,750,000
2023-09-07Listed for sale$1,795,000
2016-06-08Sold$405,000
2012-02-17Sold$27,000

For Sale by Agent

AgentLinda Tilka
BrokerageTOTAL REALTY SERVICES INC

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