15302 Harbor Dr, Madeira Beach, FL, 33708
About This Home
LIVE THE MADEIRA BEACH DREAM – WALK TO THE BEACH, BOAT FROM YOUR BACKYARD! Just 5 minutes to the sand and sunsets, this updated 2-bed, 2-bath waterfront home captures the full Madeira Beach lifestyle. Beautifully rebuilt post-hurricane, the property has been fully restored to like-new condition—not substantially damaged by FEMA’s 50 Rule, meaning the original structure was preserved with no elevation required. Everything feels renewed: new HVAC system, hurricane-rated windows and doors with shutters, mold- and moisture-resistant drywall, raised electrical outlets for flood protection, and updated electrical throughout. The former porch has been fully enclosed and finished, adding extra flexible living space ideal for a den, office, or optional third bedroom. The lower kitchen cabinets and all bathroom cabinets have been replaced, along with new kitchen appliances and a new washer and dryer. Additional highlights include a tankless water heater, elegant wainscoting, and a freshly painted garage with a new electric door. Step outside to your private dock with a motorized boat lift, offering direct access to Boca Ciega Bay and a 10-minute boat ride to John’s Pass Village for dining, shopping, and entertainment. Beyond the property, you’ll love the neighborhood’s walkability—beach access, cafés, local restaurants, and mini golf - all just minutes away. Across the street, the Madeira Beach Recreation Center offers tennis courts, basketball, softball fields, a playground, and more. Whether you’re seeking a year-round residence or a coastal retreat, 15302 Harbor Drive delivers a rare blend of quality updates, waterfront access, and walkable beachside living—ready for you to move in and enjoy.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1959
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Dishwasher,Dryer,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Storage Closet
- Level: First
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Open Floorplan,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: French Doors,Sliding Doors
- Flooring: Travertine
- Fireplace features: Wood Burning
- Fireplace: Yes
Florida Room
- Level: First
Great Room
- Level: First
- Area: 528
- Dimensions: 22x24
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,345
- Total interior livable area: 1,980 sqft
Kitchen
- Features: Kitchen Island
- Level: First
- Area: 120
- Dimensions: 12x10
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 225
- Dimensions: 15x15
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 289
- Dimensions: 17x17
Property
Details
- Parcel number: 093115526320000370
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Awning(s),Private Mailbox,Rain Gutters,Storage
- Has view: Yes
- View description: Water,Canal,Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Canal,Intracoastal Waterway
- On waterfront: Yes
- Waterfront features: Canal - Saltwater,Intracoastal Waterway,Saltwater Canal Access,Intracoastal Waterway Access
Lot
- Lot size: 7,980 sqft
- Features: Flood Insurance Required,Level,Private
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $1,081 | $12,972 |
| Electricity | $199 | $2,391 |
| Total | $5,791 | $69,492 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $895,000 |
| 2026-02-01 | Price change | $925,000 |
| 2026-01-07 | Price change | $949,000 |
| 2025-11-07 | Listed for sale | $985,000 |
| 2022-08-22 | Sold | $1,000,000 |
| 2022-08-20 | Pending sale | $1,000,000 |
| 2022-08-20 | Listing removed | -- |
| 2022-06-20 | Pending sale | $1,000,000 |
| 2022-06-02 | Listed for sale | $1,000,000 |
| 2008-02-29 | Sold | $350,000 |
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