302 Shore Dr, Palm Harbor, FL, 34683
About This Home
One or more photo(s) has been virtually staged. Step into your perfect waterfront escape in Palm Harbor - a beautifully updated 5-bedroom, 5.5-bathroom pool home that embodies the very best of coastal living. Recent renovations and upgrades include new tile flooring throughout the first floor, fresh interior paint, a completely updated kitchen featuring new cabinetry, quartz countertops, and stainless steel appliances, along with crown molding, new ceiling fans, and new vanities on the first floor. Major system updates include all new A/C units (three total) installed in 2025, all-new electrical and electrical panel in 2025, and previously installed water heaters from 2022. Spanning over 4,100 square feet across two inviting floors, this residence offers a seamless blend of comfort and breathtaking water views. The home did experienced damage from previous storms, which has since been fully remediated, with extensive upgrades completed - offering peace of mind and modern efficiency throughout. From the moment you arrive, the welcoming entryway draws you into a thoughtfully designed home where everyday living and entertaining come together effortlessly. The heart of the home is the open, updated kitchen. Off of the kitchen is the breakfast nook where sliding glass doors connect the dining area to the outdoor space, showcasing picturesque water views. The cozy back living area is ideal for unwinding, featuring coastal-style tile, a full wet bar with wine storage, and sliders that open to a second patio with direct access to the pool and serene waterfront backdrop. Upstairs, a comfortable lounge area offers a relaxing retreat, while a large bonus space - formerly a home gym - provides endless possibilities for a media room, additional living area, or flex space. This level also includes a washer and dryer hookup closet, eliminating the need to carry laundry between floors. The home offers two bedrooms on the lower level, one with a private en-suite bath and generous closet space, and three additional bedrooms upstairs, providing ample room for family, guests, or multi-generational living. Outside, the fenced backyard is a true tropical oasis with kayak storage, a tiki bar, and an outdoor kitchen with sink and dining island, all overlooking tranquil waters. Expansive patio areas provide plenty of space for entertaining, lounging, and enjoying evenings around a fire pit. For boating enthusiasts, the private dock extends into the Gulf, offering direct water access and endless adventure. Complete the experience by relaxing on the rooftop patio, where panoramic water views capture the essence of Florida’s coastal lifestyle. This Palm Harbor waterfront home combines space, flexibility, and extensive updates with incredible outdoor living. Don’t miss the opportunity to own this exceptional coastal property - schedule your private showing today and start living the waterfront lifestyle you’ve been dreaming of.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Foundation: Slab
- Roof: Concrete,Metal,Tile
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Wine Refrigerator
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Built-in Features,Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Stone Counters,Walk-In Closet(s),Wet Bar
- Door features: French Doors,Sliding Doors
- Window features: Window Treatments
- Flooring: Carpet,Luxury Vinyl,Tile,Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,604
- Total interior livable area: 4,188 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 102815128160010600
- Zoning: R-3
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Deck,In Ground
- Patio & porch: Covered,Deck,Patio
- Exterior features: Balcony,Lighting,Private Mailbox,Rain Gutters,Sidewalk
- Fencing: Fenced
- Has view: Yes
- View description: Water,Gulf/Ocean - Full
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Full
- On waterfront: Yes
- Waterfront features: Gulf/Ocean,Gulf/Ocean Access,Lift
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,096 | $109,152 |
| Home Insurance * | $1,794 | $21,528 |
| Property Taxes | $3,143 | $37,716 |
| Electricity | $421 | $5,057 |
| Total | $14,454 | $173,448 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Price change | $1,799,000 |
| 2026-01-22 | Listed for sale | $1,875,000 |
| 2024-09-28 | Listing removed | $2,300,000 |
| 2024-09-12 | Listed for sale | $2,300,000 |
| 2004-10-19 | Sold | $1,055,000 |
| 2000-12-04 | Sold | $423,500 |
For Sale by Agent
View on Zillow