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10 Lime St, Palm Harbor, FL, 34683

5beds
4baths
3,476sqft
$1,395,500
$401price/sqft
$11,144/moest. monthly cost
$445,760/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Under Construction. Rare New Construction Home in Historic Ozona! Welcome to 10 Lime Street, a stunning new construction home located in the historic and highly coveted community of Ozona. As a true golf cart community, this neighborhood offers an unparalleled coastal lifestyle. This property is perfectly situated to provide a short golf cart ride to downtown Ozona and downtown Palm Harbor, ensuring you are always just a few minutes away from the best local shops and dining. Zoned for A-rated schools, this magnificent two-story residence boasts 3,476 square feet of beautifully designed living space featuring 10 foot ceilings, five spacious bedrooms and four full bathrooms. As you step through the front door, you are greeted by a welcoming foyer that immediately showcases the home's sophisticated design. Just off the entry, you will find a versatile room that could be a guest bedroom, an executive home office, or other flex space to suit your specific needs. This room includes a private closet and a large window, offering a quiet and bright environment separate from the main living areas. The heart of the home is an entertainer’s delight. The open-concept first floor features a gourmet kitchen styled with sleek Slim White cabinetry, a butler's pantry, and an expansive chef's prep island that overlooks the great room. Unified by Water's Edge Carmel Cloud flooring and a crisp Snowbound palette, the living area flows seamlessly onto a 397 sq. ft. covered lanai. A full guest bath is perfectly positioned at the rear of the home to serve as a convenient pool bath, featuring Capri Almond matte porcelain walls and Calacatta Vecchia ceramic penny mosaics. Upstairs, the expansive master suite serves as a true sanctuary. It features separate "His" and "Hers" walk-in closets and a spa-like ensuite with Belucci Bianca polished porcelain floors and Romanta Crema shower walls. Three additional well-appointed bedrooms and a spacious utility room complete the second level. Currently nearing completion estimated in June, this is a rare opportunity to secure a brand-new residence in a location that prioritizes community and convenience. Do not miss your chance to live just a short walk or golf cart ride to downtown Palm Harbor and a short golf cart ride to downtown Ozona in your dream new construction home.

Getting Around

66
WalkingSomewhat Walkable
23
TransitMinimal Transit
74
BikeVery Bikeable

Schools

9/10
Ozona Elementary SchoolGrades PK-50.1 mi
5/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Slab,Stem Wall
  • Roof: Shingle
  • Construction materials: Block,HardiPlank Type,Stone,Stucco,Wood Frame

Other

  • Builder model: Custom
  • Builder name: LOGGERHEAD CONTRACTOR SERVICE, LLC.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Exhaust Fan,Range Hood,Refrigerator,Tankless Water Heater
  • Laundry features: Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 225
  • Dimensions: 15x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,PrimaryBedroom Upstairs,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Ceramic Tile,Laminate,Tile

Great Room

  • Level: First
  • Area: 400
  • Dimensions: 20x20

Heating & Cooling

  • Heating features: Central,Exhaust Fan,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,542
  • Total interior livable area: 3,476 sqft

Kitchen

  • Level: First
  • Area: 221
  • Dimensions: 17x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: 112815208800000100
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Lighting,Permeable Paving,Private Yard

Lot

  • Lot size: 9,148 sqft
  • Lot size dimensions: 50 x 183

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,056$84,672
Home Insurance *$1,391$16,692
Property Taxes $2,348$28,176
Electricity $349$4,197
Total$11,144$133,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,080/yr
40% on housing$334,320/yr
45% on housing$297,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$274
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$1,395,500
2023-09-29Sold$400,000
2023-08-20Pending sale$450,000
2023-08-11Price change$450,000
2023-06-08Price change$500,000
2023-05-04Listed for sale$550,000

New Construction

AgentRobert Hite PA
BrokerageCHARLES RUTENBERG REALTY INC

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