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12692 PINEWAY DRIVE, Largo, FL, 33773

6beds
4baths
2,405sqft
$900,000
$374price/sqft
$6,928/moest. monthly cost
$277,120/yrincome needed

About This Home

Welcome to this exceptional waterfront home on the shores of Lake Seminole. This spacious residence features six bedrooms and four bathrooms, thoughtfully designed to accommodate large gatherings and comfortable everyday living. Enjoy a resort-style backyard with a heated swimming pool, spa, beautiful waterfront views, and multiple outdoor entertaining areas. Inside, the home includes a game room with arcade games, a pool table, ping pong, a fully equipped kitchen, and generous dining and living spaces. The home's flexible layout, extensive amenities, and prime location make it well suited for personal use, hosting family and friends, or other permitted uses. Conveniently located just minutes from Clearwater Beach, Indian Rocks Beach, restaurants, shopping, golf courses, Tampa International Airport, and St. Pete-Clearwater International Airport.

Getting Around

24
WalkingCar-Dependent
27
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

6/10
5/10
Osceola Middle SchoolGrades 6-82.2 mi
3/10
Pinellas Park High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1989

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom2

  • Features: No Closet
  • Level: Second

Bathroom3

  • Features: No Closet
  • Level: First

Bedroom3

  • Features: No Closet
  • Level: First

Bedroom4

  • Features: No Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Features: No Closet
  • Level: Second

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Fireplace features: Living Room,Master Bedroom,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,405
  • Total interior livable area: 2,405 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Other

  • Features: Walk-In Closet(s)
  • Level: Second

Primary Bathroom

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Utility Room

  • Features: No Closet
  • Level: First

Property

Details

  • Parcel number: 113015487900000190
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Screen Enclosure
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Canal,Lake
  • Has water view: Yes
  • Water view: Canal,Lake

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$789$9,468
Property Taxes $1,347$16,164
Electricity $242$2,904
Total$6,928$83,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,531/yr
40% on housing$207,840/yr
45% on housing$184,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 33773$137
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33773$280
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$900,000
2024-09-11Listing removed$66,000
2024-08-21Listed for rent$66,000
2024-07-25Listing removed--
2024-07-20Listed for rent$66,000
2022-02-02Sold$645,000
2021-12-05Pending sale$660,000
2021-11-19Price change$660,000
2021-11-07Listed for sale$675,000
2021-03-15Sold$459,000
2021-02-01Pending sale$499,000
2021-01-19Listing removed--
2021-01-15Price change$499,000
2021-01-05Price change$509,000
2020-12-11Price change$514,000
2020-11-25Price change$519,000
2020-11-13Listed for sale$524,000
2008-11-12Sold$275,000
2002-06-03Sold$235,000

For Sale by Agent

AgentSteven Koleno
BrokerageBEYCOME OF FLORIDA LLC

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