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2826 38th Ave N, Saint Petersburg, FL, 33713

8beds
8baths
3,592sqft
$1,250,000
$348price/sqft
$7,991/moest. monthly cost
$319,640/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Under Construction. New Construction Quadplex in the Heart of St. Pete! Discover a rare opportunity to own a brand-new luxury quadplex in vibrant St. Petersburg, Florida. Currently under construction, this property features two sleek modern duplex buildings offering a total of four 2-bedroom, 2-bath units — ideal for both investors and owner-occupants looking to live in one unit while generating premium rental income from the other three. This is an ideal rental investment or long term house hack. Each thoughtfully designed residence showcases a two-story layout with: A bright and open main floor featuring a modern kitchen, spacious living area, and a full bathroom An upper level with two well-appointed bedrooms, a second full bath, and walk-in closets in both bedrooms Contemporary luxury finishes throughout for a clean, elevated living experience The property includes a 3-car garage and 3 additional off-street parking spaces, ensuring both privacy and convenience. The two-building layout provides natural separation between units, with a shared green space in the center and a rear balcony on the back-facing building. Note: rear units have a more compact living areas to accommodate the garage footprint. Floor plans are shown in photos. Perfectly located just minutes from downtown St. Pete, the Gulf beaches, and an array of restaurants, parks, and shops, this unique offering blends long-term investment value with modern coastal lifestyle appeal.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
7/10
Tyrone Middle SchoolGrades 6-83.4 mi
6/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Other

  • Builder model: Duplex
  • Builder name: Northern Trust Builders LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Inside

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom5

  • Features: Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,444
  • Total interior livable area: 3,592 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Other

  • Features: Walk-In Closet(s)
  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 113116725580020090
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System

Lot

  • Lot size: 5,380 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$540$6,480
Property Taxes $770$9,240
Electricity $361$4,337
Total$7,991$95,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,977/yr
40% on housing$239,730/yr
45% on housing$213,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 33713$241
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33713$322
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$1,250,000
2025-07-30Listed for sale$1,300,000
2024-03-13Sold$199,000
2024-02-05Sold$150,000
2008-07-01Listing removed$75,000
2008-04-15Price change$75,000
2008-03-26Listed for sale$85,000

New Construction

AgentCraig Brown
BrokerageSEACREST ADVISORS LLC

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