Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

349 Bahia Vista Dr, Indian Rocks Beach, FL, 33785

3beds
3baths
1,562sqft
$1,099,000
$704price/sqft
$7,315/moest. monthly cost
$292,600/yrincome needed

About This Home

Enjoy waterfront living or a strong income-producing property all in one. This turnkey Indian Rocks Beach home has been fully updated with a new HVAC system, metal roof, impact windows, seawall, and private dock. Just bring your suitcase and sunscreen. Enjoy a circular driveway, a brand new carport, and beautiful polished terrazzo floors on the lower level, which give this home a timeless coastal feel. Boaters will love the 16,000 lb. Sea Mount lift, perfect for keeping your vessel secure and ready for the open water. Take in sweeping Intracoastal views from your backyard, then walk a few minutes to the Gulf for world-class sunsets. Designed for flexibility, the home features two private entrances, one to the first level and another to the upper main suite, ideal for guests, rental income, or privacy. Fish, kayak, or paddleboard right from your dock, then stroll to local shops and restaurants. Whether it’s your full-time home, vacation getaway, or short-term rental, this property is ready to move in, ready to enjoy, and ready to rent.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
Anona Elementary SchoolGrades PK-50.8 mi
6/10
Seminole Middle SchoolGrades 6-83.0 mi
4/10
Seminole High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Stone Counters,Thermostat
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Luxury Vinyl,Terrazzo

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 2,162
  • Total interior livable area: 1,562 sqft

Kitchen

  • Level: First
  • Area: 142.899
  • Dimensions: 13.11x10.9

Living Room

  • Level: First
  • Area: 163.35
  • Dimensions: 12.1x13.5

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 179.607
  • Dimensions: 13.11x13.7

Property

Details

  • Parcel number: 123014023940000440
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water,Canal,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Canal,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Waterfront,Canal - Saltwater,Saltwater Canal Access,Gulf/Ocean Access,Intracoastal Waterway Access,Lift,Seawall

Lot

  • Lot size: 5,075 sqft
  • Features: Cul-De-Sac,Flood Insurance Required,FloodZone

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$133$1,596
Property Taxes $1,428$17,136
Electricity $197$2,366
Total$7,315$87,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,800/yr
40% on housing$219,450/yr
45% on housing$195,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$704This listing

vs Other Active Listings

Avg $/sqft

ZIP 33785$681
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33785$640
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-15Listed for sale$1,200,000
2022-03-09Sold$940,000
2022-02-22Pending sale$950,000
2022-01-25Price change$950,000
2021-11-12Price change$999,950
2021-10-24Listed for sale$1,060,000
2020-01-04Listing removed$2,400
2019-12-10Price change$2,400
2019-10-30Listed for rent$2,500

For Sale by Agent

AgentMichael Faust
BrokerageRE/MAX ALLIANCE GROUP

Similar Homes