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852 FRANKLIN CIRCLE, Palm Harbor, FL, 34683

2beds
2baths
1,152sqft
$385,000
$334price/sqft
$2,908/moest. monthly cost
$116,320/yrincome needed

About This Home

Welcome Home to Franklin Square. This charming, 2 bedroom/2 bathroom, 1 Car garage home offers the perfect blend of comfort, style and Florida living. Designed with a desirable split bedroom floor plan, this inviting home features soaring vaulted ceilings that create a bright, open atmosphere throughout the main living areas. While the hardwood floors bring the perfect touch of warmth. The spacious layout flows effortlessly, making it ideal for both everyday living and entertaining. Step outside to your screened lanai and enjoy year round outdoor living or host friends and family on the beautiful patio, the perfect space for grilling, relaxing, and enjoying Florida’s sunshine. Located in a welcoming community with a sparkling community pool, this home offers a resort-style lifestyle without the maintenance. Conveniently situated near top-rated schools, beautiful Gulf beaches, championship golf courses, shopping, dining, parks, the Pinellas Trail and Dunedin's Honeymoon Island. You’ll have everything you need just minutes away. Enjoy peace of mind with a new A/C installed in 2018 and a roof replaced in 2012, providing added value and confidence for years to come. The HOA includes Water, Sewer, Trash, Internet, Cable, Ground maintenance and Pool for you convivence. Don’t miss this opportunity to make this Palm Harbor gem your next home—schedule your private showing today!

Getting Around

32
WalkingCar-Dependent
17
TransitMinimal Transit
46
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom
  • Window features: Window Treatments
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 20x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 132815293790000220
  • Zoning: RPD-5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 7,283 sqft
  • Lot size dimensions: 67 x 97

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$383$4,596
Property Taxes $382$4,584
Electricity $197$2,366
Total$2,908$34,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,702/yr
40% on housing$87,240/yr
45% on housing$77,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$278
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$379,900
2026-07-31Listed for sale$385,000
2001-08-21Sold$110,000
1998-04-20Sold$82,500

For Sale by Agent

AgentJason Derrick
BrokerageVENIE BRINSON REAL ESTATE INC

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