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11600 SHIPWATCH DRIVE #1417, Largo, FL, 33774

2beds
2baths
1,235sqft
$360,000
$291price/sqft
$2,718/moest. monthly cost
$108,720/yrincome needed

About This Home

HUGE price reduction!!!! The true definition of "turn key"!!! Unit comes furnished. The location can't be beat. This great 2 bed 2 bath end unit is what you've been looking for. Once you step inside you'll find updates at every turn. Floors, countertops, appliances, AC, water heater, bathrooms, outlets, and fixtures. The community is close to the sandy shores of IRB, you're just a hop, skip, and a jump away from the sun, sea, and sandy toes. But that's not all – this community offers a plethora of amenities that will have you living your best life. This development encompasses 56 acres on the Intracoastal Waterway across from the Beach. It includes a Nature Preserve, Conservation Area, Protected Bird Sanctuary, Ponds, Walking Trails, Fitness Center, 2 Community Pools (One Heated) with a Spa, 2 Clubhouses with Kitchens, BBQ Areas, Picnic areas, Shuffleboard, Horseshoes, Car Wash, Recycling Area, and Community Boat Ramp. There are 45 Boat Slips in The Private Marina and are Available for Rent/Sale Separately on a First Come First Serve Basis. The Tennis and Yacht Community Has a Tennis Club with 11 Professional, Soft, Har-Tru Courts, 2 Hard Courts, and Pickleball Courts, On-site Tennis Pro, Tennis Coaches and Massage Therapist. The Condo Fee Includes Water, Sewer, Trash, Cable, Wi-Fi, Grounds Maintenance, Exterior Pest Control, Shipwatch Amenities and Maintenance and Escrow Reserves Fund. Schedule a showing today and see what makes this complex so amazing. The unit is being sold furnished.

Getting Around

41
WalkingCar-Dependent
34
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

10/10
7/10
Seminole Middle SchoolGrades 6-82.5 mi
4/10
Seminole High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Electric Water Heater,Freezer,Ice Maker,Microwave,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Split Bedroom,Stone Counters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,235
  • Total interior livable area: 1,235 sqft

Kitchen

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Level: First
  • Area: 208
  • Dimensions: 16x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 133014811670011417
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Other
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Intracoastal Waterway
  • Has water view: Yes
  • Water view: Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Waterfront,Intracoastal Waterway,Intracoastal Waterway Access,No Wake Zone

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$142$1,704
Property Taxes $559$6,708
Electricity $197$2,366
Total$2,718$32,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,188/yr
40% on housing$81,540/yr
45% on housing$72,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 33774$283
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33774$310
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$360,000
2026-06-22Price change$394,999
2026-06-10Price change$404,999
2026-05-22Listed for sale$414,999
2024-07-11Listing removed$449,999
2024-06-03Price change$449,999
2024-05-14Price change$459,999
2024-04-29Price change$469,999
2024-04-15Price change$474,999
2024-03-01Listed for sale$499,999
2018-04-05Sold$200,000
2018-03-25Pending sale$215,000
2018-03-15Listed for sale$215,000
2018-03-15Pending sale$215,000
2018-03-13Pending sale$215,000
2018-03-05Listed for sale$215,000
2018-03-05Pending sale$215,000
2018-03-04Pending sale$215,000
2018-02-21Listed for sale$215,000
2018-02-21Pending sale$215,000
2018-02-01Pending sale$215,000
2014-05-06Sold$220,000

For Sale by Agent

AgentMike Smith
BrokerageSOLID GOLD HOME SALES

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