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11351 Shipwatch Ln APT 1841, Largo, FL, 33774

3beds
2baths
1,445sqft
$399,000
$276price/sqft
$2,971/moest. monthly cost
$118,840/yrincome needed

About This Home

Waterfront gated community, go to the beach. Corner unit with relaxing water views, rare three-bedroom, two-bath, heated 1,445-square-foot, second-floor villa conveys with an 11.4-by-20-foot private garage plus a two-car tandem parking pad. Glass-enclosed 16-by-8-foot finished lanai with direct water views enjoys sunrises and sunshine. Main bedroom and all living areas overlook these direct water views. Welcome to the gated 56-acre Shipwatch Yacht & Tennis Club just off Indian Rocks Beach. Well laid out corner executive floor plan with 10-foot cathedral ceilings, optimizing space, incoming natural light, water views and functionality. The entrance door is fronted by a 6-by-8-foot private porch area. Go inside to the large 9-by-13.8-foot kitchen with white coastal cabinetry, an eating area, loads of cabinet and knick-knack space, and a breakfast bar which opens to the dining room. Extra windows throughout this home allow natural light to permeate the condominium. The units top-floor location affords the 10-foot vaulted ceilings and privacy. An open floor plan and a large glass-enclosed finished lanai draw your attention to the water views. The main bedroom is en suite and has its private access to the glass-enclosed lanai. Large primary bath with white coastal cabinets, dual vanities, privacy room, separate shower and 8-by-6-foot walk-in closet. Residence 1841 enjoys a split bedroom floor plan for privacy. Both the second bedroom and third bedroom/flex room are serviced by a full bath (tub with shower) off the hallway. The mechanical closet with the air conditioner and water heater as well as the 6-by-3-foot laundry closet can also be found there. Every room has ample window space, including the kitchen and dining area showcasing the surrounding trees, water views, foliage and mature natural landscaping. Shipwatch is blessed with fresh water artesian springs naturally meandering through the 56 acres and emptying into the Intracoastal Waterway. Residence #1841 overlooks a beautiful extra-large spring fed pond right off the lanai where you can relax and watch migrating birds, local turtles, otters and an abundance of wildlife. Shipwatch Yacht & Tennis Club is a lush, 56-acre, gated, pet-friendly community on the Intracoastal Waterway with freshwater artesian springs, ponds, walking trails, two clubhouses with pools (one Olympic-size and one large heated lap pool with a spa), private 32-slip marina, workout facilities, barbecue grills, carwash and recycling area. Eleven Har-Tru tennis courts and pro shop with tennis lessons available, plus two hard courts for pickleball. Only a short distance to the sugar sands of Indian Rocks Beach and a good 25 beach restaurants and shops. Furnishings and contents are available as well. There is even a restaurant with a full bar and a billiards area being used as part of the clubhouse amenities. Boaters, bicyclists, tennis and pickleball players and beach folks are welcomed and encouraged. Great for a full- or part-time Florida home or an easily rentable portfolio asset. Just a wonderful private resort-like atmosphere. There is just no more land left to build places like this anymore, great property at a fantastic price. Shipwatch was high and dry during the 2024 storm season, according to the owner, and no water damage whatsoever in the entire 54-acre development. The condominium is in a non-flood zone area. No flood insurance required.

Getting Around

13
WalkingCar-Dependent
32
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

10/10
6/10
Seminole Middle SchoolGrades 6-82.4 mi
4/10
Seminole High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 104
  • Dimensions: 8x13

Bathroom2

  • Features: Exhaust Fan,Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 90
  • Dimensions: 9x10

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Other,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Walk-In Closet(s)
  • Door features: Outdoor Grill,Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile
  • Common walls with other units/homes: Corner Unit,End Unit

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 288
  • Dimensions: 18x16

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,445
  • Total interior livable area: 1,445 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Exhaust Fan
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Laundry

  • Level: First
  • Area: 18
  • Dimensions: 6x3

Primary Bathroom

  • Features: Built-In Shelving,Dual Sinks,En Suite Bathroom,Exhaust Fan,Makeup/Vanity Space,Shower No Tub,Water Closet/Priv Toilet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 133014811720011841
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Heated,In Ground,Lap
  • Exterior features: Balcony,Irrigation System,Outdoor Grill,Private Mailbox,Sidewalk,Storage,Tennis Court(s)
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond,Intracoastal Waterway Access,Fishing Pier,Sailboat Water,Seawall,Skiing Allowed
  • Waterbody name: INTRACOASTAL

Lot

  • Lot size: 54 Acres

Parking

  • Total spaces: 1
  • Parking features: Guest,Other,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$158$1,896
Property Taxes $599$7,188
Electricity $197$2,366
Total$2,971$35,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,862/yr
40% on housing$89,130/yr
45% on housing$79,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 33774$283
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33774$310
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$399,000
2024-07-11Listing removed$477,777
2024-02-17Price change$477,777
2024-02-09Price change$488,888
2023-12-30Listed for sale$499,900
2021-08-16Sold$315,000
2006-07-03Sold$310,000
2000-09-05Sold$136,000

For Sale by Agent

AgentRoger Hogan
BrokeragePREMIER SOTHEBY'S INTL REALTY

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