See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11315 Shipwatch Ln APT 1850, Largo, FL, 33774

3beds
2baths
1,340sqft
$355,000
$265price/sqft
$2,585/moest. monthly cost
$103,400/yrincome needed

About This Home

RECENT PRICE REDUCTION AND ALL NEW APPLIANCES ON ORDER! Extremely rare 1st Floor Villa, Corner Unit, 3 Bedroom/2 Bath, 1 Car Garage, located on a serene pond with a large 10'x32' composite deck. It's only minutes right over the bridge from Indian Rocks Beach! Enjoy peace of mind with no assessments, milestone inspection exempt, recently painted, and no flooding during last year's storms. The kitchen has white cabinets, recently installed quartz countertops, a closet pantry, bar seating, and a dinette area with views of the courtyard. The Primary Bedroom has sliders to the covered porch and views of the water, en-suite bath, walk-in closet. The split plan design offers two bedrooms and a full bath on the other side of the home. There is a soft water conditioner and laundry closet with a full size washer and dryer. If you enjoy gardening there is a large courtyard for enjoying flowers and plants making it feel like a home. Shipwatch sits on 56 acres along the Intracoastal with 11 Har-Tru tennis courts, walking trails, pickleball, a private marina with 32 deeded boat slips, fitness center, tennis pro shop, two swimming pools, and lots of planned social activities.

Getting Around

13
WalkingCar-Dependent
33
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

10/10
6/10
Seminole Middle SchoolGrades 6-82.4 mi
4/10
Seminole High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Architectural style: Florida,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet

Balcony Porch Lanai

  • Level: First
  • Area: 107.92
  • Dimensions: 7.1x15.2

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 145.2
  • Dimensions: 12x12.1

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 90.09
  • Dimensions: 9.1x9.9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 95
  • Dimensions: 10x9.5

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Shutters,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Common walls with other units/homes: Corner Unit,End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 128.7
  • Dimensions: 9x14.3

Living Room

  • Level: First
  • Area: 182.4
  • Dimensions: 15.2x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 133014811720061850
  • Zoning: CONDO
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Deck,Gunite,Heated,In Ground
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Awning(s),Tennis Court(s)
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Canal Front,Waterfront,Pond,Pond Access
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.39 Acres
  • Features: Corner Lot,City Lot,In County,Level,Near Marina,Street Dead-End
  • Lot size dimensions: 121 x 139

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Ground Level,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$140$1,680
Property Taxes $453$5,436
Electricity $197$2,366
Total$2,585$31,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,628/yr
40% on housing$77,550/yr
45% on housing$68,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 33774$283
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33774$310
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$389,900
2026-04-23Price change$395,000
2026-03-26Price change$399,900
2026-03-13Price change$417,000
2026-02-23Price change$419,000
2026-02-06Price change$419,900
2026-01-18Price change$424,900
2025-12-24Price change$429,900
2025-11-29Listed for sale$439,900

For Sale by Agent

AgentFrank Ambrosio
BrokerageTHE AMBROSIO GROUP

Similar Homes