11531 Shipwatch Dr APT 1037, Largo, FL, 33774
About This Home
One or more photo(s) has been virtually staged. PRICE REDUCTION - MUST SEE - Coastal Comfort Meets Turnkey Living - Welcome to effortless Florida living in the sought-after waterfront community of Shipwatch Yacht & Tennis Club, where lush landscaping, peaceful lagoons, and coastal breezes create a true resort-style retreat. This immaculate second-floor, 3-bedroom, 2-bath residence offers the perfect blend of comfort, convenience, and relaxed elegance. From the moment you enter, you’ll feel at home. Inside, an open and airy floor plan is filled with natural light and enhanced by new flooring throughout. The spacious living area flows seamlessly to a private screened porch overlooking a tranquil lagoon and waterfall, an ideal setting for morning coffee or unwinding at the end of the day. The light and bright kitchen features a cozy eating area with views of Florida’s blue skies, plus a large pantry for added storage. Enjoy the convenience of an inside laundry closet and appreciate the added value of a detached one-car garage, offering covered parking and extra storage space. Lovingly maintained, move-in ready, and ideally located, this home is perfect as a full-time residence, seasonal retreat, or smart investment. Residents of Shipwatch Yacht & Tennis Club enjoy extraordinary amenities including multiple pools, tennis and pickleball courts, fitness facilities, clubhouses, walking trails, scenic ponds, and a private marina, all set on beautifully landscaped grounds along the Intracoastal Waterway. Just minutes from Indian Rocks Beach, shopping, dining, and golf—and with easy access to everything the Gulf Coast lifestyle has to offer—this exceptional condo invites you to relax, recharge, and truly enjoy Florida living. Schedule your private showing and discover why Shipwatch is more than a home—it’s a lifestyle.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Balcony Porch Lanai
- Level: First
- Area: 152
- Dimensions: 19x8
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 165
- Dimensions: 11x15
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 150
- Dimensions: 10x15
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Thermostat
- Door features: Sliding Doors
- Flooring: Carpet,Laminate
Great Room
- Level: First
- Area: 506
- Dimensions: 23x22
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,430
- Total interior livable area: 1,430 sqft
Kitchen
- Features: Pantry
- Level: First
- Area: 139.4
- Dimensions: 8.5x16.4
Primary Bathroom
- Features: Shower No Tub
- Level: First
- Area: 154
- Dimensions: 11x14
Primary Bedroom
- Features: Makeup/Vanity Space,Walk-In Closet(s)
- Level: First
- Area: 196
- Dimensions: 14x14
Property
Details
- Parcel number: 133014811740031037
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Awning(s),Balcony,Irrigation System,Lighting,Tennis Court(s)
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- Waterfront features: Beach Access
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Cold Wave
- Hurricane
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $493 | $5,916 |
| Electricity | $197 | $2,366 |
| Total | $2,815 | $33,780 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $393,900 |
| 2026-04-15 | Listed for sale | $400,000 |
| 1994-12-16 | Sold | $123,900 |
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