




13095 Gulf Ln, Madeira Beach, FL, 33708
About This Home
Turnkey beachside investment opportunity with sought after zoning that allows for nightly vacation rentals. Located literally just steps from the powder white sands of the Gulf, this fully furnished 2 bedroom plus loft, 2 bath coastal retreat is ideally positioned for both strong rental performance and personal enjoyment. A brick paver walkway leads to the home’s welcoming front patio, which is surrounded by charming landscaping. Adirondack seating and a firepit create the perfect setting to relax and unwind after a day at the beach, setting the tone for the coastal lifestyle this property offers. A spacious storage shed keeps all your beach gear and toys organized, and an outdoor shower adds convenience after enjoying the sand and surf. Upon entry, the first floor features the kitchen and dining area, complete with white shaker cabinetry, quartz countertops, GE stainless steel appliance package including a counter-depth French door refrigerator, recessed lighting, and a stylish coffee bar with open shelving. This level also includes a bedroom, a beautifully updated full bathroom with a tiled walk-in shower and frameless glass enclosure, and a convenient washer and dryer. The second floor serves as the main living space, showcasing vaulted ceilings, abundant natural light, and a comfortable gathering area. An enclosed loft on this level provides valuable additional sleeping or flex space, along with a second fully updated bathroom featuring a tiled walk-in shower and frameless glass door. The third floor offers a spacious bedroom, creating a private retreat for guests and separating sleeping areas for larger groups. This thoughtfully designed three level home comfortably sleeps 7 and is ideal for maximizing guest occupancy. The home has been upgraded with luxury vinyl plank flooring throughout the first and second floors and plantation shutters throughout, delivering a clean, coastal aesthetic that is both stylish and durable for short term rental use. A metal roof adds long term value, durability, and peace of mind for owners. The property also offers ample parking, a rare and valuable feature for vacation rentals in this area. Positioned in one of Tampa Bay's most desirable beachside locations, this property consistently attracts vacationers year round. The ability to rent nightly provides a major advantage for income generation, making this an ideal opportunity for investors or buyers seeking a beach home that can offset ownership costs. Popular local dining and entertainment options including Mad Beach Cantina and Bamboo Beach Bar are located just across the street, while John’s Pass Village and Boardwalk is also just steps away, offering waterfront dining, shopping, fishing charters, and boating excursions. Additional nearby favorites such as Candy Kitchen, Dockside Dave’s, Daiquiri Deck, and other local hotspots are all within walking distance. Enjoy incredible sunsets just moments from your front door along the Gulf shoreline. Offered fully furnished and beautifully appointed, this is a true plug and play investment ready for immediate use or continued rental.
Getting Around
Schools
Construction
Condition
- Year built: 1947
Materials
- Foundation: Crawlspace
- Roof: Membrane,Metal
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Inside,Laundry Closet
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,Primary Bedroom Main Floor,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: Outdoor Shower
- Window features: Shutters,Window Treatments,Hurricane Shutters,Hurricane Shutters/Windows
- Flooring: Carpet,Hardwood
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,521
- Total interior livable area: 1,404 sqft
Kitchen
- Features: Breakfast Bar,Stone Counters
- Level: First
- Area: 78.75
- Dimensions: 7.5x10.5
Living Room
- Features: Ceiling Fan(s)
- Level: Second
- Area: 153
- Dimensions: 9x17
Loft
- Level: Second
Primary Bedroom
- Features: Ceiling Fan(s),No Closet
- Level: First
- Area: 165
- Dimensions: 11x15
Property
Details
- Parcel number: 153115583200040170
- Zoning: RES
- Special condition: None
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Front Porch,Patio
- Exterior features: Irrigation System,Outdoor Shower,Storage
- Fencing: Vinyl
- Has view: Yes
- View description: Gulf/Ocean - Partial
- Has water view: Yes
- Water view: Gulf/Ocean - Partial
Lot
- Lot size: 1,559 sqft
- Features: FloodZone,City Lot,Near Public Transit
- Lot size dimensions: 40 x 40
Parking
- Parking features: Driveway,Guest,Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,242 | $50,904 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $1,342 | $16,104 |
| Electricity | $197 | $2,366 |
| Total | $5,997 | $71,964 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $969,000 |
| 2026-05-02 | Listed for sale | $995,000 |
| 2021-12-29 | Listing removed | -- |
| 2021-12-18 | Listed for sale | $1,275,000 |
| 2020-12-08 | Sold | $525,000 |
| 2020-06-30 | Pending sale | $575,000 |
| 2020-06-18 | Listed for sale | $575,000 |
| 2019-11-02 | Listing removed | $500,000 |
| 2019-10-28 | Price change | $500,000 |
| 2019-09-24 | Price change | $475,000 |
| 2019-09-17 | Listed for sale | $450,000 |
| 2019-03-28 | Listing removed | $560,000 |
| 2019-03-14 | Price change | $560,000 |
| 2019-02-28 | Price change | $575,000 |
| 2019-02-13 | Listed for sale | $598,000 |
