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13004 Boca Ciega Ave, Madeira Beach, FL, 33708

2beds
2baths
1,196sqft
$559,000
$467price/sqft
$3,699/moest. monthly cost
$147,960/yrincome needed

About This Home

This home is MOVE-IN READY! This 2-bedroom, 2-bathroom coastal retreat has been tastefully renovated on the first floor, offering a fresh, beachy vibe with all the comforts of turnkey living. Enjoy peace of mind with an assumable flood insurance policy. Thoughtfully refreshed, this is the first completed remodel of its kind in the area—giving buyers a rare opportunity for easy, low-maintenance living just steps from the water. A 4-point inspection has been completed. Hurricane-grade windows throughout are complemented by a 2021 HVAC system and a newer water heater, ensuring year-round efficiency and comfort. The primary suite is a must-see, featuring breathtaking intracoastal views and a gorgeous staircase leading to a private second-floor retreat—the perfect place to wake up to sparkling water and unwind with unforgettable sunsets. The downstairs bedroom offers flexibility and can easily be converted into a rentable or guest space, adding to the home’s versatility. Whether you’re seeking an investment property or a primary or secondary beach home, this location checks all the boxes. Tucked away on a peaceful cul-de-sac at the tip of the peninsula, the home is ideal for coastal living—grab your golf cart and hop around town, with easy access to the beach and the vibrant shops, dining, and entertainment of John’s Pass Village, where coastal convenience meets everyday tranquility.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

10/10
6/10
Seminole Middle SchoolGrades 6-84.9 mi
4/10
Seminole High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Open Floorplan,PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,196 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 153115653220250020
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch,Rear Porch
  • Exterior features: Balcony,Irrigation System,Private Mailbox
  • Fencing: Fenced
  • Has view: Yes
  • View description: Canal,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Canal,Intracoastal Waterway

Lot

  • Lot size: 2,923 sqft
  • Features: Landscaped

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$144$1,728
Property Taxes $532$6,384
Electricity $197$2,366
Total$3,699$44,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,822/yr
40% on housing$110,970/yr
45% on housing$98,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 33708$415
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33708$395
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$559,000
2026-03-19Price change$569,000
2025-05-27Listed for sale$574,000
2024-09-27Listing removed$719,000
2024-07-25Price change$719,000
2024-07-01Price change$739,000
2024-06-20Price change$759,000
2024-06-03Price change$779,000
2024-05-16Listed for sale$799,000
2009-12-03Sold$140,000
2009-07-25Listing removed$159,000
2009-05-17Listed for sale$159,000
2005-10-05Sold$357,000
2003-09-02Sold$170,500

For Sale by Agent

AgentCaitlin Beaird, CENTURY 21 BEGGINS, Stephanie Berry, CENTURY 21 BEGGINS
BrokerageCENTURY 21 BEGGINS

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