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10852 131ST STREET N, Largo, FL, 33774

6beds
3baths
2,506sqft
$1,550,000
$619price/sqft
$11,040/moest. monthly cost
$441,600/yrincome needed

About This Home

Welcome to an extraordinary private estate offering the perfect blend of luxury, recreation, and investment potential. Situated on nearly one acre in highly desirable unincorporated Largo and located in a non-flood zone, this fully upgraded 6-bedroom, 3-bathroom residence is a rare opportunity just minutes from the Gulf beaches. Designed for both elegant living and unforgettable entertaining, the home has been completely renovated with a stunning new chef’s kitchen, beautifully remodeled bathrooms, upgraded finishes throughout, and comes fully furnished with all new designer furniture included in the sale. Simply arrive and begin enjoying the Florida lifestyle from day one. The expansive outdoor living space is truly exceptional. Enjoy your own private resort featuring a heated pool and spa, professional tennis and pickleball court, soccer field, oversized AstroTurf recreation area, and a custom basketball court. Whether hosting family gatherings, entertaining guests, or creating a luxury vacation retreat, the possibilities are endless. Adding even more value is the approximately 1,000-square-foot detached garage, ideal for a workshop, collector vehicles, recreational equipment, additional storage, or conversion into a game room or studio. The property has been meticulously maintained with a newer roof and solar panel system installed in 2018, along with updated appliances and modern systems throughout. Families will appreciate the convenient location near highly rated schools, shopping, dining, and everyday conveniences. Outdoor enthusiasts will love the proximity to multiple parks offering walking and biking trails, boat launches, and recreational amenities, all within a short drive. The beautiful Gulf beaches are less than four miles away. Zoned R-R, this unique property also allows horses and farm animals, providing an increasingly rare combination of privacy, flexibility, and lifestyle options. Included in the purchase are all furnishings and the existing security camera system, making this a truly turnkey opportunity. Luxury, space, privacy, and endless recreational amenities come together in one remarkable estate. Opportunities like this are rarely available.

Getting Around

22
WalkingCar-Dependent
24
TransitMinimal Transit
58
BikeBikeable

Schools

10/10
7/10
Seminole Middle SchoolGrades 6-81.4 mi
4/10
Seminole High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Garage

Bathroom1

  • Features: Built-in Closet
  • Level: First

Bathroom1

  • Features: Built-in Closet
  • Level: First

Bathroom4

  • Features: Built-in Closet
  • Level: Second

Bedroom5

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Door features: Outdoor Grill
  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,031
  • Total interior livable area: 2,506 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Other

  • Features: Built-in Closet
  • Level: Second

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: 173015603880000010
  • Zoning: R-R
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Lighting
  • Patio & porch: Patio
  • Exterior features: Balcony,Basketball Court,Fire Pit,Outdoor Grill,Rain Gutters,Storage,Tennis Court(s)
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Fencing: Fenced
  • Has view: Yes
  • View description: Pool,Trees/Woods
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 0.88 Acres
  • Features: Private

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage Faces Side,Oversized,Parking Pad,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$614$7,368
Property Taxes $2,337$28,044
Electricity $252$3,026
Total$11,040$132,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,514/yr
40% on housing$331,200/yr
45% on housing$294,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$619This listing

vs Other Active Listings

Avg $/sqft

ZIP 33774$269
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33774$310
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-08Listed for sale$1,550,000
2025-04-10Listing removed$1,575,000
2025-03-24Price change$1,575,000
2025-03-05Listed for sale$1,590,000
2022-11-28Sold$950,000
2018-11-01Sold$445,000
2018-08-16Listed for sale$460,000
2018-08-16Pending sale$460,000
2018-07-31Listed for sale$460,000
2018-06-05Listing removed$490,000
2018-06-04Pending sale$490,000
2018-04-11Price change$490,000
2018-01-22Listed for sale$500,000
2018-01-01Listing removed$579,000
2017-09-27Price change$579,000
2017-07-07Price change$590,000
2017-05-15Price change$629,900
2017-03-31Listed for sale$649,000

For Sale by Agent

AgentMichael Jones
BrokerageBHHS FLORIDA PROPERTIES GROUP

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