




487 PINELLAS BAYWAY S #207, Tierra Verde, FL, 33715
About This Home
PRICE REDUCED! Tucked into Tierra Verde, this property gives you that “I’m on vacation” feeling the moment you arrive. Set along the new bike path and just minutes from Fort De Soto Park/Beach and Pass-a-Grille beach, this unit is an easy choice for anyone who wants to be close to the water without giving up everyday convenience. The main townhome offers 3 bedrooms and 2.5 bathrooms, with a layout that feels both open and practical. The kitchen was thoughtfully renovated with upgraded cabinet storage in mind, including pull-out shelving that makes organizing and accessing everything much easier. The primary bedroom includes a 3rd floor loft-style bonus space—perfect for a home office, reading nook, extra storage, or even a tucked-away sleeping area. Upstairs, the third bedroom has an additional flex space that could be used as storage or potentially expanded into another bathroom. There's even the ability to add an elevator if your heart desires! Out back, there’s a covered patio that works well for relaxing or entertaining year-round, along with a mature cactus garden featuring unique species—including dragonfruit cactus that will produce fruit. Above the detached two-car garage, there’s a separate 1-bedroom, 1-bath apartment. Whether you use it for guests, extended family, or an office/work space, it adds a lot of flexibility to the property. The home has been well cared for by its original owners and includes thoughtful updates like a newer roof (about a year old), a reverse osmosis system under the kitchen sink, and a whole-house water softener. The community pool sits right on the water, making it an easy spot to unwind at the end of the day. And for peace of mind—this property had no flooding or damage from recent storms, including Helene and Milton. If you’ve been looking for a place that blends coastal living with versatility and solid upkeep, this one is worth a closer look.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Oven,Cooktop,Dishwasher,Dryer,Kitchen Reverse Osmosis System,Microwave,Range,Refrigerator,Washer,Water Softener
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters
- Flooring: Carpet,Luxury Vinyl,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,970
- Total interior livable area: 2,970 sqft
Kitchen
- Level: First
- Area: 208.74
- Dimensions: 14.7x14.2
Living Room
- Level: First
- Area: 388.01
- Dimensions: 16.1x24.1
Loft
- Level: Second
- Area: 153.27
- Dimensions: 11.7x13.1
Primary Bedroom
- Features: Linen Closet
- Level: Second
- Area: 506.09
- Dimensions: 22.1x22.9
Property
Details
- Parcel number: 203216113520000140
- Zoning: RM-15
- Special condition: None
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Rear Porch,Screened
- Exterior features: Awning(s),Balcony,Courtyard,Rain Gutters
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 3,899 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $974 | $11,688 |
| Property Taxes | $1,161 | $13,932 |
| Electricity | $298 | $3,586 |
| Total | $7,484 | $89,808 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $999,000 |
| 2026-05-26 | Price change | $1,099,000 |
| 2026-05-05 | Listed for sale | $1,199,000 |
| 1995-12-05 | Sold | $167,200 |
