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9045 40TH STREET N, Pinellas Park, FL, 33782

2beds
2baths
1,794sqft
$379,000
$211price/sqft
$3,048/moest. monthly cost
$121,920/yrincome needed

About This Home

Welcome to this Philodendron Model home known for its oversized 2-Car Garage and 1794 sq ft htd. split bedroom floorplan with 2 bedrooms & 2 bathrooms. The corner lot has manicured landscaping that adds to the charming curb appeal & features driveway pavers, a covered front porch and a rear patio with same pavers installed in 2022. Inside, the home boasts plank styled tile flooring & wide baseboards throughout with windows showcasing plantation shutters. The kitchen has recessed lights, cork flooring, Corean countertops, double sink, pullout drawers & a spacious eat-in area! A breakfast bar seamlessly connects the kitchen to the Family room, which has plenty of natural light coming from the windows. The bonus room has a sliding door to the back patio & can be accessed from either the family room or the kitchen eat-in area. On one side of the home is the guest bedroom with an abundance of closet space & the updated guest bathroom with a shower & 3’ tall vanity. On the other side is the laundry room that has an entrance to the 2-car garage as well as to the primary bathroom with dual sinks and a West Shore Kohler Walk-In Tub featuring a shower, hydrotherapy & air jets. The immense primary bedroom has an 8’x7’ walk-in closet with a closet organizer! Other updates include: Rheem 3 ½ ton 14.30 Seer split h/p with 5kw Heat 9/2020; 50 gal. water heater Proline commercial grade with a timer; Interior painting 7/2026; Hampton Bay Outside lighting flanking garage 2026; Genie garage door opener 2024; Pella Windows 2015; Anderson Window glass front door 2024; Leaf Home Water Solutions Water Filtration System 2/2022; Aluminum front porch cover 8/2016; Tile Roof 4/2021; Hurricane Storm Door Covers for the exterior doors. This Florida home is located in the highly sought-after Mainlands of Tamarac Unit 5, a 55+ Golf Cart Friendly community where the public utilities are underground. For just $343 per month, the association covers water, trash, sewer, internet, two cable boxes, exterior maintenance and lawn care. The community offers a wide range of social activities with its clubhouse, pool (geothermal temperature-controlled maintained at approximately 88 degrees, weather permitting) and active social clubs. Unit 5 allows two pets (dog/cat) with a 35lb weight limit when fully grown. 1 permanent resident in the home does need to be 55+ with other permanent residents in the same home being at least 40. The family owned, Mainlands Golf Course, a public Par 67 ‘Florida Links’ style course is located within the Mainlands. Mainlands is situated within the City of Pinellas Park, which is centrally located, offering residents easy access to everything the Tampa Bay area has to offer. You’ll be just a short drive from world-famous Gulf beaches, shopping, restaurants, and major airports, including Tampa International and St. Pete-Clearwater. The area’s convenient proximity to Bay Area bridges makes travel throughout the region effortless. For those looking for an active adult lifestyle, Pinellas County is a dream destination. With its numerous parks, golf courses, cultural venues, and recreational activities, there is never a shortage of things to do. The thriving community atmosphere and beautiful year-round weather make Pinellas Park a highly desirable place to call home. This is the perfect opportunity to enjoy affordable, low-maintenance living in a vibrant community. Don’t miss out on the chance to make this your next Florida home!

Getting Around

37
WalkingCar-Dependent
31
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

6/10
Fitzgerald Middle SchoolGrades 6-82.8 mi
3/10
Pinellas Park High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Water Filtration System
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 105.9977
  • Dimensions: 13.07x8.11

Dinette

  • Level: First
  • Area: 63.54
  • Dimensions: 9x7.06

Dining Room

  • Level: First
  • Area: 90.5
  • Dimensions: 10x9.05

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 249.446
  • Dimensions: 19.1x13.06

Features

  • Ceiling Fan(s),Eating Space In Kitchen,L Dining,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Cork,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,436
  • Total interior livable area: 1,794 sqft

Kitchen

  • Level: First
  • Area: 99.72
  • Dimensions: 9x11.08

Laundry

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 50.3388
  • Dimensions: 7.11x7.08

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 258.2448
  • Dimensions: 16.08x16.06

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 193.563
  • Dimensions: 12.06x16.05

Property

Details

  • Parcel number: 223016545710920210
  • Zoning: CONDO
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Heated,In Ground
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Irrigation System,Rain Gutters,Sidewalk

Lot

  • Lot size: 9,104 sqft
  • Features: Corner Lot,City Lot,Near Golf Course,Sidewalk
  • Lot size dimensions: 87 x 92

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$386$4,632
Property Taxes $549$6,588
Electricity $197$2,366
Total$3,048$36,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,502/yr
40% on housing$91,440/yr
45% on housing$81,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 33782$149
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33782$232
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$379,000
2015-07-24Sold$180,000
2015-07-06Listed for sale$184,900
2015-07-06Pending sale$184,900
2015-07-02Listed for sale$184,900
2015-06-19Pending sale$184,900
2015-02-17Price change$184,900
2014-12-19Listed for sale$189,900
2014-10-02Listing removed$199,900
2014-08-27Listed for sale$199,900
1998-12-17Sold$125,000
1996-07-02Sold$105,000
1993-06-09Sold$46,900

For Sale by Agent

AgentTami Scheele
BrokerageCHARLES RUTENBERG REALTY INC

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