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381 WESTWINDS DRIVE, Palm Harbor, FL, 34683

2beds
2baths
1,396sqft
$459,900
$329price/sqft
$3,706/moest. monthly cost
$148,240/yrincome needed

About This Home

2BR/2BA home in Baywood Village, Palm Harbor. Fully renovated. Golf cart community. Renovated from top to bottom, and the flexibility of a golf-cart-friendly community make this 2-bedroom, 2-bathroom home a standout opportunity in Baywood Village, one of Palm Harbor's sought-after neighborhoods. Offering 1,396 square feet of living space on a .18-acre lot, this move-in-ready residence combines modern updates with the character of classic Florida living. With no HOA restrictions and no leasing restrictions, the property may appeal to buyers seeking a primary residence, seasonal retreat, or investment property. Inside, nearly every surface and system has been updated. The redesigned kitchen features custom soft-close cabinetry, quartz countertops, an LG appliance suite, a Bosch Home Connect dishwasher, black hardware throughout, and an open-concept layout that connects seamlessly to the living and dining areas. The spacious primary suite includes a renovated en-suite bathroom with a custom tiled shower, designer vanity, and walk-in closet ready for customization. A generously sized guest bedroom, additional storage closets, updated flooring, fresh interior paint, new doors, and upgraded molding continue the home's comprehensive renovation. The Florida room adds warmth and personality with a blend of Old Florida charm with modern finishes. Whether entertaining guests or enjoying a quiet evening at home, this flexible living space offers year-round enjoyment. Major improvements provide added peace of mind, including a roof replaced in 2022, flat roof replaced in 2020, Trane HVAC system installed in 2024, water heater replaced in 2024, front yard irrigation, gutters, smart security cameras and lights, fresh exterior paint, and a new hurricane-rated garage door. The home benefits from extensive documented updates. Outside, the large backyard creates an ideal setting to enjoy tranquil wildlife views. In the front-yard the new sod and landscaping enhance curb appeal while providing a fresh outdoor environment for relaxation, gardening, or future customization. Baywood Village is known for its golf-cart-friendly atmosphere, and active community lifestyle. Residents enjoy access to a clubhouse, playground, community events, golf cart parades, fishing tournaments, chili cook-offs, and planned recreational amenities. The location places you close to Honeymoon Island, Fred Howard Park, Sunset Beach, Wall Springs Park, the Pinellas Trail, Innisbrook Golf Resort, shopping, dining, and everyday conveniences. Tampa International Airport and St. Pete-Clearwater International Airport are also easily accessible. Fully renovated, move-in ready, with exceptional flexibility, this Palm Harbor property presents a rare opportunity to own in one of the area's hidden gem neighborhoods. Room sizes are approximate – Buyer must verify. PLEASE CLICK VIRTUAL TOUR LINK.

Getting Around

15
WalkingCar-Dependent
22
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

9/10
6/10
6/10
Tarpon Springs High SchoolGrades PK,9-121.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bathroom2

  • Features: Linen Closet
  • Level: First
  • Area: 56
  • Dimensions: 8x7

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Solid Surface Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Tile
  • Fireplace features: Decorative
  • Fireplace: Yes

Florida Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 231
  • Dimensions: 21x11

Great Room

  • Level: First
  • Area: 294
  • Dimensions: 21x14

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,997
  • Total interior livable area: 1,396 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 176
  • Dimensions: 16x11

Primary Bathroom

  • Level: First
  • Area: 55
  • Dimensions: 11x5

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 232715058680000150
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Private Mailbox,Private Yard,Rain Gutters

Lot

  • Lot size: 7,784 sqft
  • Lot size dimensions: 70 x 109

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$458$5,496
Property Taxes $726$8,712
Electricity $197$2,366
Total$3,706$44,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,062/yr
40% on housing$111,180/yr
45% on housing$98,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$277
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$459,900
2026-06-28Price change$469,900
2026-06-12Listed for sale$479,900
2024-09-09Sold$410,000
2024-08-06Pending sale$410,000
2024-07-29Listed for sale$410,000
2024-07-28Pending sale$410,000
2024-06-26Price change$410,000
2024-05-30Price change$420,000
2024-05-24Listed for sale$430,000
2024-05-16Pending sale$430,000
2024-04-23Price change$430,000
2024-04-12Listed for sale$445,000
2020-06-26Sold$206,000
2020-06-17Pending sale$205,000
2020-06-14Listed for sale$205,000
1996-10-07Sold$77,000

For Sale by Agent

AgentRose Winters PLLC
BrokerageLPT REALTY, LLC

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