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1804 MARINER DRIVE #43, Tarpon Springs, FL, 34689

2beds
2baths
1,065sqft
$398,900
$375price/sqft
$3,332/moest. monthly cost
$133,280/yrincome needed

About This Home

Under contract-accepting backup offers. Experience maintenance-free waterfront living at its finest in this completely renovated, immaculate end-unit condominium overlooking your private marina, just minutes from pristine Three Rooker Island and the Gulf of Mexico. Every inch of this residence has been thoughtfully redesigned with exceptional craftsmanship and attention to detail. Luxury vinyl plank flooring flows seamlessly throughout, while the beautifully updated kitchen and baths showcase timeless elegance and sophistication. LED lighting enhances the open-concept living, dining and kitchen areas, creating a bright and inviting atmosphere ideal for entertaining or relaxing while enjoying breathtaking sunset views. Tarpon Cove offers an unmatched resort-style lifestyle with exceptional amenities, including boat slips, tennis courts, bocce ball, multiple pools, a heated spa, fitness center, nature trail, kayak launch and storage, outdoor grills, wood shop, art studio and clubhouse for private gatherings. Quarterly fees include cable, high-speed internet, water, sewer, trash, insurance and 24-hour guard-gated security. Ideally just minutes from the famous Tarpon Springs sponge docks, world-class Innisbrook Golf Resort, beaches, the Pinellas Trail, shopping, dining and only 45 minutes to Tampa International Airport. Seller has a 20-foot boat available with a slip. Live the Florida Salt Life.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

9/10
6/10
6/10
Tarpon Springs High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block,Other,Slab
  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Elevated,Florida
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 5x8

Bedroom2

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Stone Counters,Thermostat
  • Door features: Outdoor Grill,Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,065
  • Total interior livable area: 1,065 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Stone Counters
  • Level: First
  • Area: 117
  • Dimensions: 9x13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Primary Bathroom

  • Features: Built-In Shower Bench,Exhaust Fan,Shower No Tub,Stone Counters
  • Level: First
  • Area: 54
  • Dimensions: 6x9

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 204
  • Dimensions: 17x12

Property

Details

  • Parcel number: 232715897900040430
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Balcony,Courtyard,Irrigation System,Lighting,Outdoor Grill,Private Entrance,Rain Gutters,Sidewalk,Boat Slip
  • Has view: Yes
  • View description: Water,Gulf/Ocean to Bay,Marina
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean to Bay,Marina
  • On waterfront: Yes
  • Waterfront features: Gulf/Ocean to Bay,Marina,Saltwater Canal Access,Marina Access,Fishing Pier,Seawall
  • Waterbody name: ST. JOSEPH SOUND / GULF
  • Residential vegetation: Mature Landscaping

Lot

  • Features: Near Marina,Sidewalk

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$588$7,056
Property Taxes $530$6,360
Electricity $197$2,366
Total$3,332$39,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,240/yr
40% on housing$99,960/yr
45% on housing$88,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 34689$250
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34689$258
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$398,900
2026-08-04Contingent$398,900
2026-05-14Listed for sale$398,900
2023-06-27Sold$415,000
2023-05-26Pending sale$424,900
2023-05-05Price change$424,900
2023-04-28Listed for sale$434,900
2023-04-17Pending sale$434,900
2023-04-15Listed for sale$434,900
2020-09-02Sold$245,000
2020-07-28Pending sale$249,900
2020-05-21Listed for sale$249,900

For Sale by Agent

AgentKaren Apa
BrokeragePREMIER SOTHEBY'S INTL REALTY

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