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1608 OTTAWA ROAD, Clearwater, FL, 33756

4beds
2baths
1,663sqft
$499,900
$301price/sqft
$4,387/moest. monthly cost
$175,480/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 2-bathroom home offering approximately 1,600 square feet of comfortable living space in unincorporated Pinellas County. Tucked away on a cul-de-sac in Clearwater, this home combines a open concept interior layout with a private, fully fenced backyard. The updated kitchen features a large center island with seating, abundant cabinetry, stainless-steel appliances, recessed lighting, and an open connection to the dining and living areas. The coordinated finishes and plank-style flooring create a bright, cohesive appearance throughout much of the home. The spacious primary bedroom includes access to an updated bathroom with a wide dual-sink vanity and tiled walk-in shower. Three additional bedrooms offer flexibility for family, guests, a home office, fitness room, or creative workspace. A second full bathroom includes an updated vanity and a tiled tub-and-shower combination. Outside, the fully fenced backyard provides room for pets, gardening, entertaining, or creating your own outdoor retreat. The roof is approximately five years old, and a storage shed for extra yard items. With four bedrooms, two full bathrooms, approximately 1,600 square feet, an updated interior, and a cul-de-sac location, this Clearwater home offers the space and versatility today’s buyers are looking for.

Getting Around

47
WalkingCar-Dependent
21
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

9/10
Plumb Elementary SchoolGrades PK-50.8 mi
6/10
Oak Grove Middle SchoolGrades 6-81.4 mi
5/10
Clearwater High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom2

  • Features: Linen Closet
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Thermostat
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,663
  • Total interior livable area: 1,663 sqft

Kitchen

  • Features: Kitchen Island,No Closet
  • Level: First

Laundry

  • Features: Storage Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bathroom

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 232915541620000100
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 7,558 sqft
  • Features: Cul-De-Sac,Unincorporated

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$924$11,088
Property Taxes $739$8,868
Electricity $197$2,366
Total$4,387$52,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,411/yr
40% on housing$131,610/yr
45% on housing$116,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 33756$355
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33756$271
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$479,900
2026-07-17Listed for sale$499,900
2022-02-03Sold$300,000
1994-04-20Sold$79,400

For Sale by Agent

AgentAlfonso DiGirolamo
BrokerageDIGI REALTY GROUP, INC.

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