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11320 6th St E, Treasure Island, FL, 33706

5beds
4baths
3,834sqft
$1,995,000
$520price/sqft
$15,176/moest. monthly cost
$607,040/yrincome needed

About This Home

One or more photo(s) has been virtually staged. This luxurious Mediterranean-custom waterfront residence with over 3,800 sqft of living space offers a unique opportunity to complete a personally curated interior within a structurally sound, architecturally rich coastal home. Perfectly positioned, deep water no Bridges sailboat friendly minutes to the Gulf of Mexico. A premier waterfront setting, the home blends timeless Mediterranean character with exceptional scale and an unmistakable sense of coastal elegance. A dramatic entry with soaring 28-foot ceilings creates a grand arrival and sets the tone for light and openness found throughout the home. Conceptual 3D rendering videos attached, to illustrate one potential design direction and showcase the home’s remarkable possibilities. The home reflects an effective age of 2002 and is noted in county records as being in excellent condition, providing confidence in the integrity of the structure while allowing full creative freedom to complete the interior. Expansive window openings, high ceilings, and an open-concept layout are intentionally created to capture beautiful water views and abundant natural light throughout the living spaces. Brand new custom PGT impact-resistant hurricane windows and doors have been installed throughout, offering durability, energy efficiency, and peace of mind. Custom Framing throughout , Plumbing rough in, 2ed floor HVAC, electrical, all brand new pilings and wrapped, 1 of the 2 compressors already elevated, new pool pump, 2023 roof, newer doc decking with sink and fillet station . The interior remains a refined blank canvas, ready for walls, ceilings, flooring, cabinetry, fixtures, and finishes—supporting a sophisticated, high-end buildout across the residence allowing the home to be finished in alignment with your lifestyle and vision. The primary suite is positioned to become a serene private retreat with peaceful water views, while additional bedrooms are generously proportioned and adaptable for guest suites, home offices, or wellness spaces. Set along a wide, navigable waterway there is seamless access to open waters. The property is ideal for boating and effortless coastal living. New pilings have been installed and wrapped, enhancing the long-term value and enjoyment of the waterfront experience. An offering that unites architectural elegance and creative freedom. This is an exceptional opportunity to create a one-of-a-kind Mediterranean luxury coastal residence in a highly desirable waterfront community. FEMA actual cash value appraisal completed 1.3 million structure alone after depreciation. 49% allowance for repairs $680,000, approved by the county with active permits. (New Construction custom pricing ground up $700 Pr Sf entry level, plus lot cost 1.250M ) estimate only. Window and door, waterproof inspection complete. 3rd party, June 2025l Appraisal available. Flood insurance assumable.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Azalea Elementary SchoolGrades PK-51.7 mi
3/10
Azalea Middle SchoolGrades 6-81.6 mi
3/10
Boca Ciega High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Ceilings
  • Door features: Sliding Doors
  • Flooring: Concrete
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,071
  • Total interior livable area: 3,834 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 233115435060040130
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Canal Front,Saltwater Canal Access,Gulf/Ocean Access,Intracoastal Waterway Access,Lift,Seawall
  • Frontage length: Canal: 70

Lot

  • Lot size: 8,398 sqft
  • Features: Flood Insurance Required,FloodZone
  • Lot size dimensions: 70 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$2,154$25,848
Property Taxes $2,550$30,600
Electricity $385$4,630
Total$15,176$182,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$520,320/yr
40% on housing$455,280/yr
45% on housing$404,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 33706$555
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33706$458
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$1,995,000
2026-02-01Listed for sale$2,195,000
2025-04-04Sold$1,380,000
2025-03-30Pending sale$1,500,000
2025-03-18Price change$1,500,000
2025-03-06Listed for sale$1,900,000
2014-11-05Sold$965,000
2014-07-04Price change$1,100,000
2014-05-17Price change$1,175,000
2014-05-03Price change$1,250,000
2014-04-26Price change$1,175,000
2014-02-18Listed for sale$1,250,000
2013-09-24Listing removed$1,250,000
2013-06-03Listed for sale$1,250,000

For Sale by Agent

AgentCandicE Kelly
BrokerageIAD FLORIDA LLC

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