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505 VILLAGE OAK DRIVE, Tarpon Springs, FL, 34689

3beds
2baths
1,932sqft
$430,000
$223price/sqft
$3,405/moest. monthly cost
$136,200/yrincome needed

About This Home

Situated at the end of a peaceful cul-de-sac on a spacious quarter-acre lot in desirable Oakleaf Village, this 3-bedroom, 2-bath ranch-style home offers a rare opportunity to create the home of your dreams. Owned and lovingly maintained by one family, this property is ready for its next chapter and offers exceptional potential for buyers looking to add their own personal touches and updates. With 1,932 square feet of living space and a desirable split-bedroom floor plan, the home features generously sized rooms throughout. A covered front entry welcomes you inside through double doors into a spacious foyer. The large living room and separate dining room provide plenty of space for entertaining and everyday living. The kitchen offers abundant cabinetry, a closet pantry, and a separate dinette area, while the adjacent laundry room adds convenience and functionality. The primary suite includes a private en-suite bathroom, while two additional bedrooms and a second full bath provide comfortable accommodations for family and guests. A two-car garage offers ample storage, and one of the property's most desirable features is the ability to park your boat, RV, camper, or other recreational vehicles right on-site—a rare find in this area. Surrounded by mature oak trees, the property offers a wonderful sense of privacy and charm. The roof was replaced in 2018, providing a solid foundation for future improvements. While the home does need some TLC, it presents an outstanding opportunity to renovate and customize the space to suit your style and needs. Conveniently located just one mile from both US-19 and Alternate 19, you'll enjoy easy access to Innisbrook Resort, historic downtown Tarpon Springs, the world-famous Sponge Docks, Sunset Beach, Fred Howard Park Beach, Lake Tarpon, shopping, dining, and top-rated schools. Best of all, this high-and-dry property is located outside the flood zone, so flood insurance is not required. With no CDD fees and an optional HOA, this home offers flexibility, value, and an unbeatable location in one of Tarpon Springs' most desirable communities.

Getting Around

14
WalkingCar-Dependent
27
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10
Tarpon Springs High SchoolGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 143.5
  • Dimensions: 17.5x8.2

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 214.14
  • Dimensions: 16.6x12.9

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 167.826
  • Dimensions: 16.6x10.11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 88.968
  • Dimensions: 10.11x8.8

Dining Room

  • Level: First
  • Area: 168.19
  • Dimensions: 12.1x13.9

Features

  • Solid Wood Cabinets,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Concrete

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Kitchen

  • Level: First
  • Area: 154.683
  • Dimensions: 10.11x15.3

Laundry

  • Level: First
  • Area: 92.001
  • Dimensions: 9.1x10.11

Living Room

  • Level: First
  • Area: 409.06
  • Dimensions: 22.6x18.1

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 252
  • Dimensions: 12x21

Property

Details

  • Parcel number: 242715629390010130
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Mailbox,Rain Gutters,Sidewalk
  • Residential vegetation: Mature Landscaping,Oak Trees

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,City Lot,Sidewalk
  • Lot size dimensions: 110 x 97

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Coastal Flooding
Hail
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$634$7,608
Property Taxes $400$4,800
Electricity $197$2,366
Total$3,405$40,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,742/yr
40% on housing$102,150/yr
45% on housing$90,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 34689$250
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34689$258
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$424,000
2026-07-17Price change$430,000
2026-06-19Listed for sale$445,000
1991-05-01Sold$104,900

For Sale by Agent

AgentRenee Gialousis
BrokerageCOLDWELL BANKER REALTY

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