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1028 79th St S, Saint Petersburg, FL, 33707

4beds
3baths
2,153sqft
$1,699,000
$789price/sqft
$14,015/moest. monthly cost
$560,600/yrincome needed

About This Home

YACHT CLUB ESTATES – The jewel of waterfront living in St. Petersburg. This beautifully renovated 4-bedroom, 3-bath pool home was updated in 2025 and offers vaulted ceilings, an open and inviting floor plan, and stunning water views throughout. Designed for both everyday living and entertaining, the chef’s kitchen features a large island, adjacent wet bar, and walk-in pantry. The floor plan is split with 2 bedrooms opening to the water, the covered lanai and custom heated pool with beach-style entry. The newer seawall includes a raised cap and a Trex dock offers a 10LB boat lift. The home is a boaters dream with immediate access to the Gulf in just 10 mins. The neighborhood community is located in highly sought-after Yacht Club Estates, just a short bike ride to the sugary sands of Treasure Island, a short drive to downtown St. Petersburg, and direct boating access to the Intracoastal Waterway and Gulf of Mexico via Blind Pass. Do not delay, call me today to schedule a private showing!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Azalea Elementary SchoolGrades PK-52.0 mi
3/10
Azalea Middle SchoolGrades 6-82.3 mi
3/10
Boca Ciega High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Ice Maker,Microwave,Range Hood,Refrigerator,Washer,Water Softener
  • Laundry features: In Garage

Bathroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 138
  • Dimensions: 11.5x12

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 224.25
  • Dimensions: 11.5x19.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Wet Bar
  • Level: First
  • Area: 286.75
  • Dimensions: 18.5x15.5

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Vaulted Ceiling(s),Wet Bar
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Engineered Hardwood,Marble,Porcelain Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,153
  • Total interior livable area: 2,153 sqft

Kitchen

  • Features: Bar,Breakfast Bar,Kitchen Island,Granite Counters
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Living Room

  • Level: First
  • Area: 437
  • Dimensions: 23x19

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 263.5
  • Dimensions: 17x15.5

Property

Details

  • Parcel number: 253115841140040400
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Deck,Fiber Optic Lighting,Gunite,Heated,In Ground,Lighting,Pool Sweep,Salt Water,Tile
  • Exterior features: Irrigation System,Lighting
  • Fencing: Fenced,Vinyl,Wire
  • Has view: Yes
  • View description: Bay/Harbor - Partial,Canal,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Bay/Harbor - Partial,Canal,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Bay/Harbor Access,Saltwater Canal Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,Lift,Seawall

Lot

  • Lot size: 10,180 sqft
  • Lot size dimensions: 70 x 134

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Covered,Driveway,Garage Door Opener,Ground Level,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$2,559$30,708
Property Taxes $2,649$31,788
Electricity $216$2,600
Total$14,015$168,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$480,514/yr
40% on housing$420,450/yr
45% on housing$373,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$789This listing

vs Other Active Listings

Avg $/sqft

ZIP 33707$311
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33707$354
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$1,699,000
2026-02-17Price change$1,749,000
2026-01-27Price change$1,799,000
2025-12-31Listed for sale$1,850,000
2022-02-25Sold$1,805,000
2022-01-17Pending sale$1,775,000
2021-11-18Listing removed--
2021-11-07Listed for sale$1,749,999
2021-10-29Pending sale$1,749,999
2021-09-27Listed for sale$1,749,999
2021-08-20Listing removed--
2021-08-20Listed for sale$1,749,999
2021-08-02Pending sale$1,749,999
2021-07-21Listed for sale$1,749,999
2020-12-01Sold$1,235,000
2020-10-19Pending sale$1,235,000
2020-10-01Listed for sale$1,235,000
2013-06-13Sold$500,000
2013-04-15Price change$549,000
2013-03-02Listed for sale$569,000
1999-03-01Sold$160,000
1996-04-24Sold$158,000

For Sale by Agent

AgentDebbie McGinty, LLC
BrokerageCOASTAL PROPERTIES GROUP

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