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105 AUGUSTA AVENUE, Palm Harbor, FL, 34683

5beds
4baths
2,545sqft
$1,459,000
$573price/sqft
$11,321/moest. monthly cost
$452,840/yrincome needed

About This Home

WATERFRONT!! GULF ACCESS!! NO HOA!!This is a spectacular, fully updated waterfront home at 105 Augusta Ave on Indian Bluff Island! ,stands as a prime example of high-end Palm Harbor coastal living.A masterful achievement of concept and design, this stunning custom remodeled 2-story WATERFRONT residence is truly an oasis of serenity, breathtaking waterway views of the Gulf of Mexico from most every room showcases exquisite craftsmanship & cutting edge design. Seamlessly integrated indoor/outdoor spaces with a 2nd floor master TPO finished balcony which affords gorgeous rooftop sunsets over the Gulf of Mexico, 95' of waterfront, private dock with 10,000 lb. lift (2025) & an additional skiff lift, standing seam galvalume metal roof (2023), 2 A/C (2024), aluminum frosted glass modern garage door (2023), impact & hurricane resistant double pane doors & windows (2022), paver drive, 2 rear paver patios perfect for entertaining. This 5-bedroom, 4 bath home is illuminated by natural light, luxury vinyl floors, ship lap details offers an oasis of serenity. Culinary kitchen: stainless appliances, quartz countertops, white shaker cabinets, marble backsplash, platinum pulls. new aplliances completely remodeled first floor in 2025 2-1st floor bedrooms - wall closets - plantation shutters - adjoining bathroom: glass door tub/shower, quartz top counter. Interior laundry. Powder room - glass shower. Glass railing floating staircase ascends to the 2nd floor master suite: cathedral ceiling, wall closets, double glass slider opens onto the balcony which overlooks the Gulf of Mexico. Sumptuous master bath, his & her vanities, quartz tops, shaker cabinets, walk-in subway tile shower, H20 closet. 2-additional bedrooms. Adjacent full bath glass door walk-in subway tile shower - quartz top vanity. Professionally landscaped, sprinkler reclaimed, water softener, epoxy finished 2-car courtyard garage. Palm Harbor boasts 210-acre Wall Springs Park including a natural spring, minutes to the Sponge Docks, Pinellas county trail. Minutes to both Honeymoon and Caladesi Islands activities such as windsurfing, sailing, kayaking, paddle boarding, fishing, jet skiing or relaxing on our sugary fine sand, not to mention craft breweries, restaurants, fine dining & ice cream. Waterfront & Outdoor Highlights Deepwater Access: 95 feet of saltwater canal frontage leading straight to the Gulf of Mexico. Boater's Setup: Private wood dock equipped with a 10,000 lb. boat lift (installed in 2025) plus an additional skiff lift. Outdoor Living: Multiple rear paver patios and a massive second-story master balcony designed for catching Gulf sunsets. Roof: Standing seam galvalume metal roof (2023). Windows & Doors: Full hurricane/impact-resistant double-pane doors and windows (2022).HVAC: Dual A/C systems (2025) Garage: Modern aluminum frosted glass door (2023) on a 2-car courtyard garage with epoxy floorin Premium Interior Details Layout: 5 bedrooms and 4 bathrooms spread across 2,545 sq. ft. of heated living , completely remodeled first floor with new bathrooms, Primary Suite: Features cathedral ceilings, a custom floating glass staircase entrance, and a sumptuous master bath with walk-in subway tile showers and dual vanities.Schools: Zoned for top-rated schools including Palm Harbor University High School.Recreation: Minutes from Wall Springs Park, the Pinellas Trail, Honeymoon Island, and Caladesi Island state parks.

Getting Around

20
WalkingCar-Dependent
22
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

10/10
5/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Water Softener
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dinette

  • Level: First
  • Area: 96
  • Dimensions: 12x8

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Luxury Vinyl

Florida Room

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,397
  • Total interior livable area: 2,545 sqft

Kitchen

  • Level: First
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: First
  • Area: 504
  • Dimensions: 24x21

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second
  • Area: 240
  • Dimensions: 16x15

Property

Details

  • Parcel number: 262715426240040030
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf/Ocean - Full,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Gulf/Ocean - Full,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Gulf/Ocean,Intracoastal Waterway,Saltwater Canal Access,Gulf/Ocean Access,Intracoastal Waterway Access,Davits,Lift,Seawall
  • Waterbody name: GULF OF MEXICO

Lot

  • Lot size: 10,062 sqft
  • Lot size dimensions: 95 x 114

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,377$88,524
Home Insurance *$1,455$17,460
Property Taxes $2,233$26,796
Electricity $256$3,073
Total$11,321$135,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,148/yr
40% on housing$339,630/yr
45% on housing$301,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$573This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$271
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,459,000
2024-05-28Sold$1,550,000
2024-04-24Pending sale$1,624,900
2024-04-20Listed for sale$1,624,900
2024-03-07Pending sale$1,624,900
2024-02-15Price change$1,624,900
2024-02-01Price change$1,715,000
2024-01-22Price change$1,766,900
2024-01-05Price change$1,859,900
2023-12-29Price change$1,999,900
2023-12-15Price change$2,050,000
2023-12-02Price change$2,268,000
2023-11-26Price change$2,520,000
2023-11-11Listed for sale$2,800,000
2021-12-20Sold$865,000

For Sale by Agent

AgentOctavia Cheveresan
BrokerageRE/MAX ACTION FIRST OF FLORIDA

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