125 Carlyle Dr, Palm Harbor, FL, 34683
About This Home
An ISLAND, a NEIGHBORHOOD, a LIFESTYLE!! Join this elite conclave of homes situated in northern Pinellas County, surrounded by the Gulf & serene waters of St. Joseph Sound. INDIAN BLUFF ISLAND is an address with prestige! Offering a 'coastal' way of life, launch your stand-up boards & kayaks from the causeway & drift into a paddler's paradise or keep your boat or jet skis on your property under your personnel, hidden covered parking. Sip your favorite drinks as you appreciate amazing sunsets over the water views to the west or wake up with 'your cup of joe' watching the splendor of the sunrise from your private patio. This 4 bedroom, 2 bath home offers an open concept design & spacious room sizes; the kitchen shines with all new energy efficient appliances; AC is new with enhanced HVAC UV & electronic filtration; new water heater; upgrades of crown moulding, granite counter tops throughout, barn doors & new luxury, laminate flooring complete the package. Salt water pool with child safety fence is nestled in the vast, fenced yard, surrounded by paver decking & covered screen porch. Roof is brand new! Yard is landscaped with FL friendly plants using non-toxic pesticides. Circular drive provides ample guest parking; hidden side yard covered parking & pad allow for keeping boats, RV's & other toys! Quiet, ideal location close to all amenities, golf courses, beaches, Pinellas Trail, Wall Springs Park, Palm Harbor schools, medical/hospitals. Enjoy the benefits of Island living!!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range Hood,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
Balcony Porch Lanai
- Level: First
- Area: 207.76
- Dimensions: 21.2x9.8
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 125.543
- Dimensions: 11.11x11.3
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 113.12
- Dimensions: 11.2x10.1
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 135.739
- Dimensions: 14.9x9.11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 169.12
- Dimensions: 15.1x11.2
Features
- Ceiling Fan(s),Crown Molding,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds
- Flooring: Luxury Vinyl,Porcelain Tile
Great Room
- Level: First
- Area: 612.48
- Dimensions: 26.4x23.2
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,215
- Total interior livable area: 2,279 sqft
Kitchen
- Level: First
- Area: 196.3
- Dimensions: 15.1x13
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 264.406
- Dimensions: 18.11x14.6
Utility Room
- Level: First
- Area: 56
- Dimensions: 8x7
Property
Details
- Parcel number: 262715426600040680
- Zoning: R-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Child Safety Fence,Deck,Gunite,In Ground,Lighting,Salt Water
- Patio & porch: Covered,Enclosed,Rear Porch,Screened
- Exterior features: Private Mailbox,Private Yard,Sprinkler Metered
- Fencing: Fenced,Vinyl
- Has view: Yes
- View description: Pool,Trees/Woods,Water,Gulf/Ocean - Partial
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Partial
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 0.33 Acres
- Features: FloodZone,In County,Landscaped,Non Toxic Fertilizer/Pesticides
- Lot size dimensions: 88 x 150
Parking
- Parking features: Circular Driveway,Covered,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,978 | $35,736 |
| Home Insurance * | $587 | $7,044 |
| Property Taxes | $778 | $9,336 |
| Electricity | $229 | $2,752 |
| Total | $4,572 | $54,864 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $599,000 |
| 2026-04-02 | Listing removed | $600,000 |
| 2026-01-27 | Pending sale | $600,000 |
| 2026-01-23 | Price change | $600,000 |
| 2025-12-02 | Price change | $615,000 |
| 2025-11-11 | Price change | $649,900 |
| 2025-10-21 | Price change | $680,000 |
| 2025-10-01 | Price change | $685,000 |
| 2025-09-16 | Price change | $715,000 |
| 2025-09-05 | Listed for sale | $750,000 |
| 2017-05-09 | Sold | $265,000 |
| 2017-03-23 | Price change | $398,900 |
| 2017-03-07 | Price change | $399,400 |
| 2017-03-04 | Price change | $399,500 |
| 2017-02-24 | Price change | $399,900 |
| 2017-02-20 | Price change | $424,900 |
| 2017-02-12 | Price change | $439,900 |
| 2017-02-06 | Price change | $449,900 |
| 2017-01-28 | Price change | $479,900 |
| 2017-01-20 | Price change | $496,900 |
| 2017-01-17 | Price change | $497,500 |
| 2017-01-13 | Price change | $498,000 |
| 2016-12-22 | Listed for sale | $499,000 |
| 2016-01-08 | Sold | $251,000 |
| 2015-09-16 | Sold | $175,900 |
| 2015-07-24 | Listed for sale | $175,000 |
| 2015-05-13 | Sold | $155,100 |
| 1993-08-10 | Sold | $115,000 |
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