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4473 WORTHINGTON CIRCLE, Palm Harbor, FL, 34685

4beds
3baths
2,352sqft
$660,000
$281price/sqft
$5,027/moest. monthly cost
$201,080/yrincome needed

About This Home

IT KEEPS GETTING BETTER! PRICE ADJUSTMENT — Welcome to your dream home in the highly sought-after Ridgemoor community, nestled in the heart of the East Lake corridor. This beautifully maintained 4-bedroom, 3-bathroom residence offers a perfect blend of luxury and comfort. Step inside to discover luxury vinyl flooring that flows throughout the home. The spacious kitchen features elegant maple cabinets, Corian countertops, and a convenient layout that opens up to the family room. Enjoy captivating views of the stunning pool area, complete with a waterfall feature and a huge covered sitting area, ideal for entertaining or relaxing. Retreat to the private master suite, featuring a large en-suite bathroom for added convenience and privacy. The split floor plan ensures that the three additional bedrooms are thoughtfully placed on the other side of the home, providing ample space for family and guests. An inside laundry room adds to the functional layout, making daily living a breeze. Don't miss this opportunity to own a piece of paradise in Ridgemoor—schedule your showing today! ADDITIONAL FEATURES: PEBBLE TEC POOL, HURRICANE SHUTTERS, PLUS OVER $62,000 IN UPDATES, INCLUDING: NEW A/C 2021, HIGH IMPACT SLIDING GLASS DOORS (3) 2022, REPLACED PROGRAMMABLE POOL PUMP 2023, NEW ROOF 2023, NEW CHIMNEY SURROUND AND SOLAR ATTIC FAN 2023, HIGH IMPACT SKYLIGHT IN KITCHEN 2023, REPLACED SOLAR HOT WATER HEATER MOTOR 2023, LUXURY VINYL FLOORING INSTALLED IN LIVING ROOM, DINING AREA, MASTER BEDROOM AND ALL GUEST BEDROOMS 2024, INSTALLED LED CAN LIGHT FIXTURES THROUGHOUT 2024, EXTERIOR PAINTED 2024, NEW GUTTERS AND DOWNSPOUTS 2025, INTERIOR REPAINTED 2026.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

9/10
7/10
East Lake High SchoolGrades PK,9-121.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Skylight(s),Window Treatments,Hurricane Shutters
  • Flooring: Luxury Vinyl,Porcelain Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit

Great Room

  • Features: Ceiling Fan(s)
  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,352 sqft

Kitchen

  • Features: Breakfast Bar,Stone Counters
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 262716982330000810
  • Zoning: RPD-2.5_1.0
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Irrigation System,Lighting,Sidewalk
  • Has view: Yes
  • View description: Pool
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Landscaped,Sidewalk
  • Lot size dimensions: 115 x 128

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$560$6,720
Property Taxes $894$10,728
Electricity $236$2,840
Total$5,027$60,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,354/yr
40% on housing$150,810/yr
45% on housing$134,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 34685$234
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34685$254
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$660,000
2026-06-22Price change$680,000
2026-04-11Price change$694,000
2026-02-10Listed for sale$699,900
2013-07-10Sold$337,500
2013-05-19Price change$349,900
2013-05-01Listed for sale$359,000

For Sale by Agent

AgentJoanne Dunn
BrokerageFUTURE HOME REALTY INC

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