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5441 WORTHINGTON LOOP, Palm Harbor, FL, 34685

4beds
2baths
2,194sqft
$639,990
$292price/sqft
$4,010/moest. monthly cost
$160,400/yrincome needed

About This Home

Under contract-accepting backup offers. Move-In Ready! Coastal Elegant Comfort. Highly sought after Private Gated Community zoned for East Lake High and other 'A' rated schools. Centrally located with access to John Chestnut park, Lake Tarpon, and the Pinellas Trail for water sports, hiking, biking, and other outdoor activities. Nearby shopping, dining, golfing, and schools. Ridgemoor association has a central community park with basketball/tennis courts, playground, numerous walking paths, and deer. Your new home has been meticulously renovated and designed with a flow that is accommodating for family gatherings and entertaining. Your kitchen is host to soft-close cabinetry with pull-out pan drawers, striking quartz counters, and stainless steel appliances. Truly a relaxed gathering place as it provides ample space for eating at the counter as well as full dining area that opens to the lanai and pool for your Florida indoor-outdoor living. The spacious Family room has vaulted ceilings, high windows providing abounding sunlight, and a fireplace for basking in its warm cozy glow during cooler weather with capacity for all. Your separate Dining room invites all to gather and connect for family meals, holiday dinners, and special occasions. This area easily converted to a second family room, game room, library, activity room, multi-functional area, or whatever your family desires. The split floor plan provides privacy for your Primary Suite while your family and guests may enjoy their own private time in the three extra bedrooms and full bath. The second full bath provides access to the pool. Use as bedrooms, dedicated office, den, or work out room. Pocket door separates the family room. Your private Primary suite affords serenity and calm with a fully redesigned En-suite bathroom and electric fireplace exuding warmth, tranquility, and ambiance. With private access from your suite to the lanai and pool, you have your own Oasis! Your new home feels like a new build. With sliders at all access points from the inside living area to the lanai, your home becomes amazing Florida indoor-outdoor living! *AC 2021/ Hot water heater 2024 /Pool Resurfaced 2022*

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

9/10
7/10
East Lake High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Other,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,006
  • Total interior livable area: 2,194 sqft

Kitchen

  • Features: Tall Countertops
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bathroom

  • Features: Built-In Shower Bench,Dual Sinks,En Suite Bathroom,Shower No Tub,Tall Countertops
  • Level: First

Primary Bedroom

  • Features: Built-In Shelving,Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 262716982330000890
  • Zoning: RPD-2.5_1.0
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,Outside Bath Access,Screen Enclosure
  • Patio & porch: Covered,Enclosed,Patio,Screened
  • Exterior features: Irrigation System,Lighting,Private Entrance,Private Mailbox,Private Yard,Rain Gutters,Sidewalk
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 9,470 sqft
  • Lot size dimensions: 85 x 116

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$543$6,516
Property Taxes $11$132
Electricity $220$2,649
Total$4,010$48,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,485/yr
40% on housing$120,300/yr
45% on housing$106,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 34685$234
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34685$254
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$639,990
2025-08-14Listing removed$695,000
2025-06-23Price change$695,000
2025-04-20Price change$700,000
2025-03-27Listed for sale$710,000
2022-09-09Sold$599,900
2022-08-21Pending sale$599,900
2022-08-19Listed for sale$599,900
2022-08-10Pending sale$599,900
2022-08-06Listed for sale$599,900
2016-08-16Sold$315,000
2016-07-08Pending sale$339,000
2016-04-19Listed for sale$339,000
2015-07-15Listing removed$2,400
2015-07-11Listed for rent$2,400
2015-07-11Listing removed$329,900
2015-05-16Price change$329,900
2015-03-20Price change$339,900
2015-03-19Listing removed$2,400
2015-01-28Listed for rent$2,400
2014-05-30Listing removed$2,350
2013-09-08Listed for rent$2,350
2013-02-12Listing removed$2,250
2012-10-17Price change$2,250
2012-09-18Listed for rent$2,295
2011-02-19Listed for sale$2,250
2007-06-26Sold$368,000
2004-08-18Sold$303,000
2001-06-25Sold$231,000
1994-07-20Sold$165,000

For Sale by Agent

AgentYvette La Pointe
BrokerageCOLDWELL BANKER REALTY

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