See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1689 Monterey Dr, Clearwater, FL, 33756

3beds
2baths
1,578sqft
$494,800
$314price/sqft
$4,168/moest. monthly cost
$166,720/yrincome needed

About This Home

This stunning 3-bedroom, 2-bath single-family home offers 1,578 sq ft of thoughtfully updated living space with a clean, modern contemporary design. Completely move-in ready, the home features a new 2025 roof, new kitchen cabinets with marble countertops, paired with Samsung stainless steel appliances, new luxury vinyl flooring throughout, a freshly painted interior and exterior, and modern light fixtures. The open and airy layout is filled with natural light, creating a welcoming space ideal for both everyday living and entertaining. Spacious bedrooms and updated bathrooms add comfort and functionality, while the attached two-car garage provides added convenience and storage. Step outside to a large, fully vinyl-fenced backyard with a screen porch, ample space for a pool, perfect for outdoor living, entertaining, or future expansion. Located in a quiet residential neighborhood with a single entrance and exit (not gated), this home offers reduced traffic and a more private feel. Just 10 minutes from Clearwater Beach & Downtown ,close to a La Belle shopping plaza with a Publix supermarket, the location combines tranquility with everyday convenience. A rare opportunity to own an updated home in a prime location.

Getting Around

50
WalkingSomewhat Walkable
32
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

9/10
4/10
Largo Middle SchoolGrades 6-82.1 mi
5/10
Largo High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Washer Hookup

Bedroom1

  • Features: Ceiling Fan(s),Storage Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Area: 200
  • Dimensions: 10x20

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Luxury Vinyl
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,398
  • Total interior livable area: 1,578 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 12x20

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 262915585630000380
  • Zoning: R-2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Mailbox,Rain Gutters,Sidewalk

Lot

  • Lot size: 7,723 sqft
  • Lot size dimensions: 89 x 85

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,501$30,012
Home Insurance *$914$10,968
Property Taxes $556$6,672
Electricity $197$2,366
Total$4,168$50,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,902/yr
40% on housing$125,040/yr
45% on housing$111,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 33756$355
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33756$271
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$517,400
2026-03-30Price change$529,900
2026-01-29Price change$538,900
2025-12-27Listed for sale$549,900
2025-07-31Sold$302,000
2025-07-22Pending sale$260,000
2025-07-20Listed for sale$260,000
1999-02-26Sold$104,000

For Sale by Agent

AgentRobin Guy-Danner
BrokerageYOUR NEIGHBORHOOD REALTY ASSOC

Similar Homes