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1304 Indian Rocks Rd, Belleair, FL, 33756

4beds
4baths
2,716sqft
$1,690,000
$622price/sqft
$12,984/moest. monthly cost
$519,360/yrincome needed

About This Home

From the West Coast of California to the West Coast of Florida, this Belleair Home has Hollywood Hills written all over it! Experience the carefree lifestyle that you have been dreaming of in this modern marvel. Located in the alluring Town of Belleair and within just a few blocks of the iconic Pelican Bay Golf Club. Take a stroll on the neighborhood sidewalks to the Community Parks and Sport Courts reserved exclusively for the residents of Belleair. This exquisite four-bedroom pool home was imagined by a Beverly Hills designer and constructed with care in one of Pinellas County’s most Charming Communities. Built to enjoy and withstand all of nature’s elements, this home is wrapped in Nichiha cement fiber panels - "Japanese Rain Screen" - and located in Flood Zone X, a non-evacuation zone. The ten foot ceilings and impact glass windows flood the space with glorious light. From the courtyard entry, the main living area is a wide-open space drawing the inside out and the outside in. This space includes a state-of-the-art kitchen with waterfall quartz countertops over a large center island and high-end appliances set on a sleek backdrop. The great room has six sliding glass panels that open to a covered sanctuary and resort style pool. The primary suite has access to the pool, an ensuite bath and two walk-in closets. The primary spa bath has a walk-in tiled shower, a generous soaking tub and a floating double vanity. The second suite has a view of the pool, a walk-in closet and a private ensuite bath with glass enclosed shower. The third and fourth bedrooms each have custom closets and share a luxurious full bath. The powder bath is a surprising contrast of matte black in this otherwise neutral palette. Beyond the kitchen, following a wall of built-in pantry cabinets, the large laundry room has loads of storage space and provides a mudroom entry from the attached two car garage – keeping this minimalist home more organized than you ever thought possible. The outdoor living space flows seamlessly from the great room and bedroom suites, offering additional square footage in this year-round oasis. Covered Living and dining areas and an outdoor kitchen lend elegant poolside entertainment. Windows are tinted for privacy and energy efficiency. Natural gas powers the range, water heater, pool heater and BBQ grill. This Belleair Home is just minutes from Belleair Beach and St. Pete Clearwater International Airport. Just a thirty-minute drive to Downtown St. Pete or Tampa.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,545$102,540
Home Insurance *$3,124$37,488
Property Taxes $1,042$12,504
Electricity $273$3,279
Total$12,984$155,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$445,165/yr
40% on housing$389,520/yr
45% on housing$346,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$622This listing

vs Other Active Listings

Avg $/sqft

ZIP 33756$349
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33756$271
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRachel Alexander
BrokerageSMITH & ASSOCIATES REAL ESTATE

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