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1901 Lakeside Dr, Montgomery, IL, 60538

2beds
2baths
1,544sqft
$375,000
$243price/sqft
$2,905/moest. monthly cost
$116,200/yrincome needed

About This Home

Welcome to this wonderfully maintained two bedroom two bath home designed for comfortable everyday living in a maintenance free community. The home offers a welcoming front porch perfect for your morning coffee or conversation with guests. Rich hardwood floors flow throughout the main living areas adding warmth and timeless elegance. The large front room can be a formal living room or great home office with its beautiful gas fireplace. The recently renovated kitchen offers stainless steel appliances, granite countertops, new garbage disposal, abundant oak cabinetry and recessed lighting including a bright eat in breakfast area. The open concept dining room/living room offers expansive windows allowing nice light and beautiful views of the pond along with a gas fireplace. Adjacent to this area are patio doors to a cozy porch perfect to watch the sun set over the pond. The laundry room includes a new stackable washer and dryer with sink and additional storage. The full unfinished basement provides exceptional storage with endless possibilities for additional living space, whether you envision a recreation room, workshop or home gym. Additional peace of mind comes with a new heating and air conditioning system and less than 10 year old roof.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
5/10
Thompson Jr High SchoolGrades 6-81.8 mi
8/10
Oswego High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Unit,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 336
  • Dimensions: 21X16

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,544 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0304205023
  • Special condition: None

Features

  • Stories: 1
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes

Lot

  • Lot size: 9,072 sqft

Parking

  • Total spaces: 4
  • Parking features: Concrete,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$167$2,004
Property Taxes $712$8,544
Electricity $130$1,569
Total$2,905$34,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,600/yr
40% on housing$87,150/yr
45% on housing$77,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 60538$181
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60538$202
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$369,900
2026-07-06Listed for sale$375,000
2013-09-12Sold$175,000
1999-09-24Sold$156,000

For Sale by Agent

AgentBrian Hilgen
BrokerageLegacy Properties, A Sarah Leonard Company, LLC

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