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144 Americana Ct NE #218, Saint Petersburg, FL, 33702

2beds
2baths
940sqft
$198,000
$211price/sqft
$1,592/moest. monthly cost
$63,680/yrincome needed

About This Home

Enjoy 85 feet of waterfront with this 2-bedroom, 2-bathroom home, complete with a private dock and an open porch to take in the views. Seawalls are maintained by the Co-op! The residence has been upgraded in 2024–2025 with waterproof luxury laminate floors, energy-efficient mini-split A/C systems, a reinforced carport, and a new vapor barrier. The home also features newer windows and two outdoor sheds. The kitchen and bathrooms offer solid-surface countertops for added style and durability, and the washer and dryer are conveniently located in the primary suite. While the home is completely livable as-is, it’s also a wonderful canvas for a buyer with a vision—bring your personal touch, update a few areas, and easily elevate this waterfront gem into something truly special. Price includes the share for the lot and ownership in the co-op. The low monthly fee of $380 includes a 24-hour manned gate, private streets, water/sewer, lawn mowing and edging, twice-weekly trash pickup, and access to all community amenities such as the heated pool, shuffleboard, bocce ball, two boat ramps, a kayak launch, and numerous clubs and activities. The community is conveniently located just 10 minutes from downtown St. Petersburg and 25 minutes from the Gulf beaches. Situated in Americana Cove, a desirable 55+ resident-owned waterfront community, this home offers exceptional amenities, a welcoming atmosphere, and true Florida coastal living. Management requires 675 or above credit score for each buyer. Home sustained 2 inches of water inside from hurricane Helene and damage has been remediated.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
3/10
Meadowlawn Middle SchoolGrades 6-81.6 mi
5/10
Northeast High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Crawlspace
  • Roof: Roof Over
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Solid Surface Counters
  • Window features: Window Treatments
  • Flooring: Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,171
  • Total interior livable area: 940 sqft

Kitchen

  • Level: First
  • Area: 96
  • Dimensions: 8x12

Living Room

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 150
  • Dimensions: 10x15

Property

Details

  • Parcel number: 293017583400002180
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Waterfront,Canal - Saltwater,Saltwater Canal Access,Bridges - No Fixed Bridges,Seawall
  • Waterbody name: TAMPA BAY

Lot

  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance *$245$2,940
Property Taxes $149$1,788
Electricity $197$2,366
Total$1,592$19,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,582/yr
40% on housing$47,760/yr
45% on housing$42,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 33702$214
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33702$278
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$234,000
2025-09-07Listed for sale$249,000
2012-05-11Sold$70,000
2011-11-13Listed for sale$99,000
2011-10-08Listing removed$128,000
2011-09-08Listed for sale$128,000
2011-07-07Listing removed$128,000
2011-06-09Listed for sale$128,000
2011-04-28Listing removed$128,000
2011-03-22Price change$128,000
2011-02-28Listed for sale$149,000

For Sale by Agent

AgentMarty Pozgay
BrokerageBAREFOOT REALTY GROUP

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