684 MOUNT LANCASTER AVENUE NE #644, Saint Petersburg, FL, 33702
About This Home
Incredible location with view of community waterfront park! No interior flooding from 2024 storms! This large 2 bed/2 bath water view home has 1,248 sq. ft of living space plus a 200 sq. ft enclosed Florida room creating an even larger living area. Living/dining area looks over community park with shaded oak tree. Primary bed holds king-size bed and has ensuite bath and walk-in closet. Guest bedroom holds king-sized bed easily with guest bath across the hall for ease of use. Galley style kitchen has room for dining table off either side. Utility closet with stackable washer and dryer. Newer laminate flooring in living area with carpet in bedrooms. Roof and HVAC system are 2021. Vapor barrier and some new electrical is 2025. Large shed with double doors can accommodate a golf cart. Irrigation system in place but not sure if working. Nice plants and mature landscaping around the home. This is a unique property that a buyer can transform into a beautiful full-time residence, vacation home or investment property as renting is allowed with 2-month minimum. Price includes share for the lot and ownership in the Co-op. Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, seawalls and all amenities including heated pool, clubhouse, billiards, fitness center and so much more! Americana Cove is the premier factory-built 55+ housing community in the county and is located only 10 mins to downtown St. Petersburg, 20 mins to two airports and 3 mins to 4th St shopping/dining/grocery. So close to all of the action yet the waterfront community sits back along First Street and has a relaxing and welcoming ambiance. Check it out!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Crawlspace
- Roof: Roof Over
- Construction materials: Wood Frame
Type & Style
- Home type: MobileManufactured
- Property subType: Mobile Home
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Open Floorplan
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,072
- Total interior livable area: 1,248 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 293017583400006440
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Storage
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Saltwater Canal Access,Bridges - No Fixed Bridges,Fishing Pier,Minimum Wake Zone
- Waterbody name: TAMPA BAY
Lot
- Lot size: 3,000 sqft
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $642 | $7,704 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $85 | $1,020 |
| Electricity | $197 | $2,366 |
| Total | $1,081 | $12,972 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $127,000 |
| 2006-06-01 | Sold | $85,000 |
| 2002-03-01 | Sold | $29,000 |
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