460 Mount Oak Ave NE #745, Saint Petersburg, FL, 33702
About This Home
One or more photo(s) has been virtually staged. Waterfront Property! Low low price for rare 3 bedroom/2 bath remodeled waterfront home with 50 feet on wide saltwater canal to Tampa Bay with no bridges. No flooding in 2024 storms! Located in Americana Cove, the premier 55+ factory-built housing community only 10 mins to downtown St. Petersburg. The owner remodeled the home with pride and the upgrades are many: 2023 HVAC system and ductwork, beautiful wide plank luxury vinyl water proof flooring throughout, open kitchen/dining/living area with 180 degree views of the wide canal and mangroves--no homes across; remodeled kitchen with stainless appliances, granite countertops and wood cabinets; remodeled baths with walk-in showers for easy access; two large guests bedrooms and primary owner suite with walk-in closet and full bath for the ultimate in comfort. Drywall throughout. Composite deck off living area offers exceptional views of the water. A beautiful 216 sq. ft screened lanai is a great place to enjoy the sunsets and wildlife. Extra large storage shed with 126 sq ft of space and washer and dryer hookup. Beautiful mature landscaping. This is truly that retirement waterfront retreat that you've been dreaming about! Price includes share for the lot and ownership in the Co-op. Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, heated pool, clubhouse, fitness center and so much more! An extra bonus is that the seawall is maintained by the co-op! 4th Street shopping and dining are minutes away. Two airports are 15 minutes away. Two pets (dogs or cats) up to 35 pds each are welcomed! Renting is allowed with 2-month minimum. This is Florida living at its best!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Foundation: Crawlspace
- Roof: Roof Over
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Mobile Home
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Open Floorplan
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,684
- Total interior livable area: 1,104 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 293017583400007450
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Storage
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Front,Waterfront,Canal - Saltwater,Saltwater Canal Access,Minimum Wake Zone,Seawall
- Waterbody name: TAMPA BAY
- Frontage length: Canal: 50
Lot
- Lot size: 3,500 sqft
Parking
- Total spaces: 2
- Parking features: Circular Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $346 | $4,152 |
| Property Taxes | $446 | $5,352 |
| Electricity | $197 | $2,366 |
| Total | $2,404 | $28,848 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $285,000 |
| 2026-04-28 | Listing removed | $299,500 |
| 2026-02-23 | Price change | $299,500 |
| 2026-02-04 | Price change | $300,000 |
| 2026-01-23 | Price change | $325,000 |
| 2025-11-30 | Price change | $339,000 |
| 2025-10-22 | Price change | $349,900 |
| 2025-10-17 | Price change | $355,500 |
| 2025-08-10 | Listed for sale | $356,000 |
| 2025-08-07 | Listing removed | $385,000 |
| 2025-06-05 | Listed for sale | $385,000 |
| 2024-09-12 | Sold | $171,000 |
| 2024-08-02 | Pending sale | $180,000 |
| 2024-07-22 | Listed for sale | $180,000 |
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