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128 Laurie Ln, Oswego, IL, 60543

2beds
2baths
1,376sqft
$349,000
$254price/sqft
$2,695/moest. monthly cost
$107,800/yrincome needed

About This Home

This beautiful ranch home is ready for new owners. 2 Bedrooms, 2 Full Bath with 3 Car Attached Garage W/ Oversized Tandem Bay (Bring the Boat, Snowmobile, ATV's & MORE!) Large Living Room and Dining Room Area, Plus Eat In Kitchen and Spacious Family Room with Fireplace to enjoy the cold nights/ 2 Large Bedrooms (Extra Large Master with attached Full Bath/ And Great Enclosed Porch - All on Quiet Dead End! Sold As-Is/ bring all your qualified buyers and you will not be disappointed. See this one today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
6/10
Traughber Jr High SchoolGrades 6-82.5 mi
8/10
Oswego High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Vinyl Siding,Brick

Other

  • Builder model: RANCH

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 126
  • Dimensions: 14X09

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Enclosed Porch

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 210
  • Dimensions: 21X10

Family Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,376 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Pantry-Closet),Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 135
  • Dimensions: 15X09

Laundry

  • Features: Flooring (Other),Window Treatments (All)
  • Level: Lower
  • Area: 228
  • Dimensions: 19X12

Living Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All),Bathroom (Full)
  • Level: Main
  • Area: 280
  • Dimensions: 20X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0307428001
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 60X39.27X105X85X130

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Tandem,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$138$1,656
Property Taxes $663$7,956
Electricity $130$1,569
Total$2,695$32,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,400/yr
40% on housing$80,850/yr
45% on housing$71,866/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$213
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$299,000
2026-08-12Pending sale$299,000
2026-08-07Price change$299,000
2026-07-27Listed for sale$349,000
2016-04-08Sold$140,000
2016-02-01Pending sale$143,500
2016-01-28Listed for sale$143,500

For Sale by Agent

AgentNaomi Koesler
BrokerageKeller Williams Innovate - Aurora

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